Pagaya Technologies Ltd..
PGY.US | Other financial service activities, except insurance and pension funding activities, n.e.c.
Pagaya Technologies Ltd. is a global technology company that provides artificial intelligence (AI) infrastructure for the financial ecosystem. The company operates a proprietary AI-driven network that connects financial institutions and their customers, enabling them to expand access to more custome...Show More
Better Health for All
0
Pagaya Technologies Ltd. is a financial technology company that provides AI infrastructure for the financial ecosystem, focusing on credit decision-making and loan approvals.
1
The provided articles consistently state that the company's operations, products, and services are not applicable to health-related metrics. There is no evidence of the company engaging in activities that directly promote or harm health, nor does it offer health-specific products, services, or initiatives. Consequently, no KPIs under the 'Better Health for All' value can be scored based on the provided information.
Fair Money & Economic Opportunity
0
No specific, concrete evidence was found in the provided articles to assess Pagaya Technologies Ltd. against any of the KPIs for the 'Fair Money & Economic Opportunity' value. The articles primarily focus on the company's financial performance, stock marketability, and corporate financing activities, rather than metrics related to underserved client share, pricing fairness, exploitative fee exposure, inclusion initiatives, data accessibility, fair lending compliance, wealth-building outcomes, profit reinvestment, financial literacy initiatives, debt burden ratio of customers, geographic inclusion, or product simplicity. A mention of 'debt-to-equity ratio exceeding 200%' refers to a company-level financial metric, not the customer-level debt-to-income ratio required by the KPI.
1
Similarly, 'heightened regulatory scrutiny' is noted, but no specific findings or fines are detailed, precluding a score for fair lending compliance.
2
Fair Pay & Worker Respect
0
Pagaya Technologies Ltd. has an overall employee rating of 3.1 out of 5 stars (62%) from 201 reviews on Glassdoor.
1
35% of employees would recommend working there to a friend, and 41% approve of the CEO.
2
Compensation and benefits are rated 2.9 out of 5 stars, work/life balance 2.4 out of 5 stars, and culture and values 3.0 out of 5 stars.
3
Fair Trade & Ethical Sourcing
0
No evidence available to assess Pagaya Technologies Ltd. on Fair Trade & Ethical Sourcing.
Honest & Fair Business
0
No specific, concrete data points were found across the provided articles for any of the 'Honest & Fair Business' KPIs. The articles discuss corporate governance structure, list board members, and reference SEC filings, but do not provide quantitative or qualitative evidence regarding regulatory fines, transparency index scores, whistleblower policies, financial restatements, audit coverage percentages, ESG controversy scores, complaint resolution times, board conflict-free percentages, anti-corruption policies, or third-party verification of ethical claims.
1
Kind to Animals
10
Pagaya Technologies Ltd. is a technology company providing AI infrastructure for the financial ecosystem. The company does not engage in animal testing, as explicitly stated in the provided ESG data.
1
Given its service-oriented business model, the company does not have products requiring cruelty-free certification, does not have animal-related operations, does not impact wildlife habitats, does not use animal-derived ingredients, does not have animal-related suppliers, and does not source animal products. Therefore, KPIs related to these activities are not applicable.
No War, No Weapons
0
No evidence was found in the provided articles regarding Pagaya Technologies Ltd.'s involvement in arms or defense contracts, dual-use technology, sales to embargoed regimes, peacebuilding investments, or any other conflict-related activities.
1
The articles primarily focused on the company's financial performance and general ESG risk rating, explicitly stating that no data relevant to arms, defense, or conflict was presented or rated.
2
Planet-Friendly Business
0
No evidence available to assess Pagaya Technologies Ltd. on Planet-Friendly Business.
Respect for Cultures & Communities
0
No evidence available to assess Pagaya Technologies Ltd. on Respect for Cultures & Communities.
Safe & Smart Tech
-30
Pagaya Technologies Ltd. holds several certifications, including SOC 2 Type II, ISO/IEC 27001:2022, ISO/IEC 27017:2015 (Cloud Security), and ISO/IEC 27018:2019 (Privacy in Cloud).
1
The company's data security program includes encryption for data both at-rest and in-transit.
2
Users can opt-out of marketing emails.
3
Data retention is limited to what is necessary for services, based on legal requirements and service provision.
4
The company's compliance management program addresses fair lending and consumer protection laws (ECOA, FCRA, UDAAP), and it adheres to legal, ethical, and regulatory standards, including GDPR and CCPA.
5
Zero Waste & Sustainable Products
0
No specific, quantitative data or qualitative information relevant to Zero Waste & Sustainable Products was found across the provided articles for Pagaya Technologies Ltd.
1
The articles explicitly state the absence of data concerning waste diversion, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design, waste reduction initiatives, hazardous waste management, product durability, repairability, waste audit frequency, zero-waste certifications, waste disposal violations, material efficiency, packaging-to-product ratios, waste reduction targets, supplier waste requirements, or customer waste education.
2