Fair Money & Economic Opportunity

The provided articles focus on NewtekOne's business lending services, including loan amounts, terms, and origination forecasts. However, none of the articles contain specific, quantitative data points or explicit information relevant to any of the KPIs for Fair Money & Economic Opportunity, such as underserved client share, pricing fairness, exploitative fee exposure, inclusion initiatives, data accessibility, fair lending compliance, wealth-building outcomes, profit reinvestment, financial literacy initiatives, debt burden ratio, geographic inclusion, or product simplicity.

Each article explicitly states the absence of data for these metrics.

Fair Trade & Ethical Sourcing

NewtekOne, Inc. is a financial holding company providing financial and business solutions, including lending, payment processing, and technology services.

Its business model does not involve the procurement or trading of physical commodities, nor does it have a traditional supply chain that would require fair-trade certifications, welfare or sourcing audits, or mapping for provenance data. Consequently, the company has no direct exposure to upstream labor practices related to physical goods, and there is no evidence of high-risk material sourcing or specific ethical sourcing clauses in supplier contracts related to physical commodities. No information is provided regarding procurement budget allocation to diverse suppliers in the context of ethical sourcing of physical goods.

Honest & Fair Business

NewtekOne has a comprehensive Code of Business Conduct and Ethics, revised in April 2023, which applies to all personnel including employees, directors, managers, consultants, and independent contractors, who are required to acknowledge it in writing.

The company maintains a whistleblower policy with multiple confidential and anonymous hotlines (1-888-274-8360 and 833-352-4873), and allows reports via mail or email to senior management, the Chief Legal Officer, or the Chairman of the Audit Committee. The policy explicitly prohibits retaliation against whistleblowers and does not restrict communication with the SEC. The Audit Committee reviews and considers comments, may retain outside counsel, and retains comments for at least five years. The Code also prohibits bribery, kickbacks, and improper payments, requiring compliance with all laws and regulations, including the Federal Bank Bribery Law. The Chief Legal Officer reports the status of all outstanding concerns to the Audit Committee on a quarterly basis.

Kind to Animals

NewtekOne, Inc. has a stated 'No Animal Exploitation' policy as of February 2026.

As a financial services company, its core business model does not involve products requiring cruelty-free certification, animal testing, animal-derived inputs, animal husbandry, or sourcing of animal products. Therefore, most animal welfare KPIs are not applicable to its operations. The company does not engage in R&D relevant to animal-free substitution, nor does it participate in animal-free R&D collaborations or public policy engagement related to animal welfare.

Safe & Smart Tech

NewtekOne provides security awareness training for its employees and has a code of ethics in place.

The company utilizes secure servers and encryption protocols for sensitive information. No specific incidents of unauthorized data use have been documented, and the company states it protects the confidentiality of sensitive information. NewtekOne mentions conducting vulnerability assessments and penetration testing as part of its risk management process. The company discusses extensive regulatory compliance with various US banking and securities regulations, and its privacy policy mentions compliance with federal and state laws and industry standards. However, the company's privacy policy only mentions user rights to verify, edit, and update information, which indicates basic data control options with significant limitations. Similarly, the privacy policy mentions password-controlled servers with limited access, but does not provide details on multi-factor authentication availability or strength of authentication methods.

Zero Waste & Sustainable Products

No specific data or quantitative metrics were provided in the articles to assess NewtekOne, Inc.'s performance against any of the Zero Waste & Sustainable Products KPIs. The available information explicitly states a lack of disclosure regarding waste diversion rates, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design, waste reduction initiatives, hazardous waste management, product durability, repairability, waste audit frequency, zero waste certifications, waste disposal violations, material efficiency, packaging-to-product ratio, waste reduction targets, supplier waste requirements, or customer waste education.

The articles indicate that the company does not disclose carbon emissions data, reduction targets, or participation in sustainability initiatives, making an assessment of its commitment to zero waste and sustainable practices impossible based on the provided evidence.