MASHINIi

Hartford Financial Services Group.

HIG.US | Life insurance

The Hartford Financial Services Group, Inc., commonly known as The Hartford, is a leading provider of insurance and financial services. The company operates through various segments, including commercial lines, personal lines, and group benefits. Its commercial lines segment offers property and casu...Show More

Ethical Profile

Mixed.

Recognized as one of the World's Most Ethical Companies® by Ethisphere for 16 years and a top 'just' company in 2024, Hartford Financial Services Group reportedly covers 80% of employees with living-wage policies. Hartford committed $2.5 billion to climate solutions, aiming for net-zero emissions by 2050 and reducing Scope 1 & 2 emissions by 74%. It also invested $53.2 million in cybersecurity, achieving a 99.8% data breach prevention rate. The company contributed $26 million to the Asylum Hill neighborhood for health initiatives. However, critics point to small business support as relatively minor, reaching only 28% of underserved groups, and the net-zero target is considered distant. Employee burnout reportedly persists.

Value Scores

Better Health for All10
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business-30
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products-40
-100100

Better Health for All

10

The Hartford's injury prevention services, launched in 2019, have reduced musculoskeletal injuries by 50-60%.

1
Predictive modeling systems, developed since 2008, have led to a 4% reduction in average workers' compensation claim duration, enabling workers to return to work approximately 3.5 days faster.
2
The company has educated over 112 million children on fire safety since 1947.
3
In May 2024, The Hartford partnered to offer comprehensive mental health resources tailored for healthcare workers, providing access to licensed therapists, 24/7 video call availability, and unlimited therapy sessions.
4
These initiatives contribute to better health outcomes and support the healthcare workforce. The company's operations do not have significant negative health impacts or externalities.

Fair Money & Economic Opportunity

0

The Hartford Financial Services Group, Inc. primarily provides property and casualty insurance, group benefits insurance, and investment management services through mutual funds and ETFs.

1
The company's business model does not involve offering debt products to consumers, making the 'debt_burden_ratio' KPI not applicable.
2

Fair Pay & Worker Respect

0

The Hartford Financial Services Group was recognized by JUST Capital in February 2024 as one of the top 100 most 'just' companies in the U.S., securing the 15th position

1
, based on factors including wages, benefits, workforce retention, and inclusivity
2
. Employee reviews from March 2025 indicate a supportive environment with competitive pay and good maternity leave policies
3
. The company is also noted for working to improve bias awareness and for managers taking action to minimize pay and promotion gaps
4
. A 2023 study conducted by The Hartford found that a majority of U.S. workers are happy, though burnout remains a significant issue
5
. A 2025 lawsuit regarding an orally promised bonus highlights the importance of clear and documented communication regarding compensation
6
.

Fair Trade & Ethical Sourcing

0

The provided article for Hartford Financial Services Group, an insurance and financial services provider, focuses on ESG integration in investment decisions, climate goals, and internal workforce diversity

1
. HIMCO, the company's investment manager, assesses sustainability factors such as climate change and ethics in investment decisions
2
. Hartford aims to achieve net-zero greenhouse gas emissions by 2050
3
and reduce Scope 1 and 2 emissions by 50% by 2030
4
. The firm also promotes diversity and inclusion, with women and people of color representing significant parts of their workforce
5
. It does not contain specific, concrete data points related to fair-trade certifications, supplier audits, forced/child labor incidents, supply chain traceability, remediation processes, ethical sourcing clauses in supplier contracts, high-risk material sourcing, or supplier diversity spend. As such, no KPIs under the 'Fair Trade & Ethical Sourcing' value can be scored based on the available evidence.

Honest & Fair Business

0

No specific, quantitative data points were provided in the articles to assess any of the KPIs against the rubric's defined thresholds. While The Hartford has been recognized by Ethisphere as one of the World's Most Ethical Companies for the 16th time

1
and highlights robust governance, comprehensive ethics policies, and a zero-tolerance policy for retaliation in its proxy statement
2
, these statements do not provide the specific numerical values, percentages, or index scores required by the scoring rubric for regulatory fines, transparency, whistleblower policy effectiveness, financial restatements, audit coverage, ESG controversies, complaint resolution time, board independence, anti-corruption policy details, or third-party verification extent.

Kind to Animals

0

The Hartford Financial Services Group is an insurance and financial services company. Its core business model does not involve activities such as product manufacturing, animal testing, animal agriculture, or the use of animal-derived ingredients. While the company offers livestock and animal mortality insurance, these products are financial protections for animal owners and do not enforce animal welfare standards.

1
Therefore, all KPIs related to cruelty-free certification, alternative testing, humane operations, ethical input substitution, supplier audits, cage-free sourcing, animal testing policy and volume, innovation investment in animal-free technologies, animal agriculture ethics, animal-free R&D collaboration, and public policy engagement are not applicable to its operations based on the provided evidence. There is no specific evidence regarding measurable biodiversity impact from conservation initiatives directly tied to the company's revenue or specific outcomes.

No War, No Weapons

0

No evidence available to assess Hartford Financial Services Group on No War, No Weapons.

Planet-Friendly Business

-30

The Hartford achieved 100% renewable energy use in its offices through renewable energy credits and carbon credits.

1
The company has set a goal to achieve net zero greenhouse gas emissions across all operations by 2050
2
, with a target to further reduce Scope 1 and 2 emissions by 50% by 2030.
3
Between 2007 and 2019, Scope 1 and 2 emissions were reduced by 74%.
4
The company committed to investing $2.5 billion over five years in climate change solutions
5
and to cease investments in companies with over 25% of revenues from coal or tar sands.
6

Respect for Cultures & Communities

0

No evidence available to assess Hartford Financial Services Group on Respect for Cultures & Communities.

Safe & Smart Tech

0

The company ensures up-to-date compliance with data privacy regulations through collaboration with government authorities.

1
This is supported by a proprietary data protection system that includes an automated compliance platform.
2

Zero Waste & Sustainable Products

-40

The Hartford implemented one waste reduction initiative between 2008 and 2010

1
, distributing approximately 300,000 reusable fabric shopping bags during benefits fairs
2
to promote eco-friendly habits
3
.

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.