MASHINIi

USCB Financial Holdings, Inc..

USCB.US | Other monetary intermediation

USCB Financial Holdings, Inc. operates as the holding company for U.S. Century Bank, a commercial bank that provides a range of financial products and services primarily to domestic and international businesses, entrepreneurs, and professionals. The bank offers various deposit products, including ch...Show More

Ethical Profile

Mixed.

USCB Financial Holdings, Inc. faces scrutiny regarding its environmental impact, with an ESG Risk Rating of 34.5 (High), reportedly ranking 918 out of 1020 banks globally. This suggests significant environmental concerns, though the company has not disclosed emissions data or specific sustainability commitments. Across most other ethical areas, including fair money, worker respect, and honest business practices, there is insufficient public information to assess performance. While USCB demonstrates industry-standard cybersecurity, including staff training and annual system testing, details on AI ethics or data minimization are not available.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products-30
-100100

Better Health for All

0

The company's core business as a commercial bank has no significant direct positive or negative health impact, resulting in a neutral score for 'health_impact_core'. There is no evidence of revenue from products with negative health outcomes, nor are there direct safety implications from its banking services, leading to neutral scores for 'harmful_revenue_share' and 'safety_record'. The company does not offer health-related products or services that would require price accessibility, risk transparency, or R&D investment in health innovation. There is no information regarding health externalities from its operations, healthcare workforce support, preventative health measures, or healthcare data responsibility. The company's activities do not involve pharmaceutical patents, nutrition, addiction mitigation, or clinical trials. While the company engages in philanthropic activities supporting health organizations, and participates in some community initiatives,

1
the provided articles lack the specific quantitative data (e.g., percentage of revenue, percentage of population reached, percentage of R&D budget) required to score KPIs like 'vulnerable_reach', 'health_equity_programs', 'health_innovation_investment', 'global_health_crisis_response', 'mental_health_initiatives', or 'healthcare_education' according to the rubric's thresholds.

Fair Money & Economic Opportunity

0

No evidence available to assess USCB Financial Holdings, Inc. on Fair Money & Economic Opportunity.

Fair Pay & Worker Respect

0

No evidence available to assess USCB Financial Holdings, Inc. on Fair Pay & Worker Respect.

Fair Trade & Ethical Sourcing

0

No evidence available to assess USCB Financial Holdings, Inc. on Fair Trade & Ethical Sourcing.

Honest & Fair Business

0

No evidence available to assess USCB Financial Holdings, Inc. on Honest & Fair Business.

Kind to Animals

0

No evidence available to assess USCB Financial Holdings, Inc. on Kind to Animals.

No War, No Weapons

0

The provided articles for USCB.US (USCB Financial Holdings, Inc.) do not contain any specific, concrete data points or information relevant to the 'No War, No Weapons' ethical value or any of its associated Key Performance Indicators.

1
The articles focus on financial performance and general banking services, explicitly stating the absence of data related to arms sales, conflict divestment, or peacebuilding.

Planet-Friendly Business

0

No quantitative data is available for USCB Financial Holdings, Inc. regarding any of the listed planet-friendly business metrics.

1
The company has not disclosed any emissions data, targets, or commitments, nor is it participating in any tracked reduction initiatives.
2
No information was provided regarding regulatory actions, violations, fines, or compliance issues.
3
The company's industry, financial intermediation services, is categorized as having very low carbon intensity.
4

Respect for Cultures & Communities

0

No evidence available to assess USCB Financial Holdings, Inc. on Respect for Cultures & Communities.

Safe & Smart Tech

0

The company conducts ongoing and proactive security awareness training for staff and management.

1
It implements limits on sign-on attempts for critical systems, locking accounts upon exceeding thresholds.
2
Cybersecurity controls and procedures are tested annually or more frequently.
3
The company also states compliance with FFIEC cybersecurity expectations and the Gramm-Leach-Bliley Act.
4

Zero Waste & Sustainable Products

-30

The company has set a waste reduction target of 35% compared to its 2022 baseline.

1
It also achieved a 28.3% decrease in paper consumption.
2

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.