MASHINIi

California BanCorp.

BCAL.US | Other monetary intermediation

California BanCorp is a bank holding company. Through its subsidiary, California Bank of Commerce, it provides a range of banking products and services to businesses and individuals. These services include commercial lending, deposit accounts, cash management, and online banking. The bank focuses on...Show More

Ethical Profile

Mixed.

Not enough information to create an ethical profile.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities-10
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

California BanCorp is a bank holding company, and its core business activities, such as commercial lending, deposit accounts, cash management, and online banking, have no significant direct positive or negative health impact. The company does not offer health-related products or services, nor does it engage in health-related R&D, clinical trials, or collect health data. While the company saved over 500,000 jobs nationwide with Paycheck Protection Program loans during the COVID pandemic,

1
this is a financial service and not directly relevant to the 'global_health_crisis_response' KPI as defined by the rubric. The articles do not provide specific data on health-related initiatives, investments, or impacts for any of the KPIs, leading to a neutral score for all applicable metrics.

Fair Money & Economic Opportunity

0

No evidence available to assess California BanCorp on Fair Money & Economic Opportunity.

Fair Pay & Worker Respect

0

The provided articles do not contain specific, quantitative data points for any of the KPIs under the 'Fair Pay & Worker Respect' category for California BanCorp (BCAL.US). No information is available regarding living wage coverage, CEO to median pay ratio, collective bargaining, safety incident rates, pay equity, worker engagement scores, employee turnover, labor violation incidents, insecure contract share, or health insurance coverage.

1
While some articles note the absence of explicit mentions of regulatory actions or violations,
2
this is not considered concrete evidence of zero incidents and therefore does not allow for scoring the 'labor_violation_incidents' KPI.

Fair Trade & Ethical Sourcing

0

No evidence available to assess California BanCorp on Fair Trade & Ethical Sourcing.

Honest & Fair Business

0

No evidence available to assess California BanCorp on Honest & Fair Business.

Kind to Animals

0

The provided articles do not contain any specific, concrete data points or actions for California BanCorp (BCAL.US) related to animal welfare.

1
The company operates in the financial services sector, which typically does not involve animal-related operations, products, or testing. Therefore, no KPIs can be scored based on the available evidence.

No War, No Weapons

0

No evidence available to assess California BanCorp on No War, No Weapons.

Planet-Friendly Business

0

No specific, concrete data points relevant to any of the Planet-Friendly Business KPIs for BCAL.US were found in the provided articles. The articles either led to errors, were general pages, or explicitly stated they contained no relevant data for the company or the ethical value.

Respect for Cultures & Communities

-10

California BanCorp has 4 formal partnerships, including a 5-Year Community Benefit Agreement with Rise Economy, and partnerships with Big Brothers Big Sisters, Project Access Resource Centers, and Instituto de Avance Latino CDC.

1
The company committed $10.6 million to CRA-Focused Philanthropy over five years, which represents approximately 2.43% of its 2024 net interest income when annualized, falling into the 1-3% tier for revenue reinvested in local community development.
2
The company collaborates with community members in developing its Community Benefits Agreement and has regional Advisory Boards consisting of local business leaders, but no specific percentage of community representation on governance bodies is provided.
3
While the bank supports financial education in language and provides free financial education courses in language through a partner, a specific language inclusivity score is not available.
4
The company supports nonprofit organizations through philanthropic giving, but a specific percentage of revenue donated to cultural heritage organizations is not detailed.
5
Similarly, while funds are allocated to community benefit programs, the percentage of non-core revenue distributed to community development funds is not specified.
6
No cultural appropriation incidents or cultural impact assessment protocols are reported.
7
The company has standard grievance processes and does not track community complaint resolution times. FPIC processes are not applicable to its operations, and there is no specific cultural preservation funding. The company does not track local procurement share or indigenous suppliers. No cultural site disruptions or specific protection measures are reported. The concept of social license is not explicitly applicable to its business model. No cultural incident response framework or specific cultural sensitivity training completion rates are reported.

Safe & Smart Tech

0

No evidence available to assess California BanCorp on Safe & Smart Tech.

Zero Waste & Sustainable Products

0

No specific, quantitative evidence related to BCAL.US (California BanCorp) for any of the 'Zero Waste & Sustainable Products' KPIs was found in the provided articles. The articles discuss policies and targets for other entities such as CSUN

1
, the University of California system
2
, or a different company named The Bancorp, Inc.
3
, none of which are applicable to BCAL.US.

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.