Better Health for All

The company's core business is banking and financial services, which are generally health-neutral. No evidence suggests that its principal products or services have direct positive or negative health impacts, nor do they carry health risks requiring disclosure or transparency. The company does not offer health-related products, engage in clinical trials, or produce food/nutritional products.

Therefore, many health-related KPIs are not applicable to its operations. United Bank donated $5,000 to Westbrook Health Services, Inc. in September 2023. Westbrook Health Services provides mental health and substance abuse treatment, indicating a basic recognition of mental health needs but with limited practical support and minimal resources allocated from the company.

Fair Pay & Worker Respect

United Bancorp, Inc.'s 2024 fourth quarter and full year earnings report indicates no regulatory actions, violations, fines, or compliance issues.

Employee reviews from Indeed.com mention concerns about low pay, infrequent raises, limited growth opportunities, high turnover, and expensive health insurance. The CEO's compensation was $940.03k, which was above the average of $656.30k, and increased by over 20% in the past year while earnings fell by over 20%. However, there is no data to calculate the CEO to median employee pay ratio. The company was recognized as a Best Place to Work in Arkansas for 2023, but no quantitative worker engagement score is provided. No specific data is available for living wage coverage, collective bargaining share, safety incident rate, pay equity ratio, insecure contract share, or health insurance coverage.

Honest & Fair Business

United Bancorp, Inc. has established procedures for confidential and anonymous submission of concerns by employees and third parties regarding accounting, internal controls, auditing matters, or material violations of banking law.

Complaints can be submitted in writing to the Chairman of the Audit Committee or a Whistleblower Post Office Box, with a commitment not to discriminate against employees for good faith reporting. The company has not had any financial restatements in the past five years. Its information security program is audited annually by an independent third-party auditing firm. The company's anti-money laundering provisions are governed by the USA Patriot Act of 2001, which requires various regulations. The Audit Committee assists the Board in monitoring the integrity of financial statements and compliance with legal and regulatory requirements, and is directly responsible for the appointment, compensation, oversight, evaluation, and termination of the independent auditor.

Kind to Animals

The provided articles contain no specific information regarding United Bancorp, Inc.'s (UBCP.US) practices or policies related to animal welfare.

While one article discusses animal welfare initiatives and policies of other banks, it does not mention UBCP.US. Therefore, no assessment can be made against the 'Kind to Animals' value based on the evidence provided.

Planet-Friendly Business

The provided articles, consisting of financial summaries and corporate profiles, do not contain any specific, concrete data points or mentions related to environmental, social, or governance (ESG) performance for United Bancorp, Inc. (UBCP.US).

Consequently, no KPIs under the 'Planet-Friendly Business' value can be assessed based on the evidence provided.

Safe & Smart Tech

United Bank experienced an unauthorized access incident to consumers' sensitive information, including names and bank account numbers, in June 2023.

This incident was related to a vulnerability within a third-party software tool. The bank launched an investigation with third-party specialists, installed all patches to eliminate the vulnerability, and filed a notice of data breach with the Attorney General of Massachusetts. This constitutes a breach within the past three years with adequate disclosure and some security improvements post-breach. The company states it collects only data necessary for business purposes and does not sell personal information about its customers, though it may share data with affiliates and select third parties. Users can opt out of joint marketing or affiliate sharing and marketing by phone, and manage cookies or location tracking for online advertising. The bank uses cookies for security features like automatically terminating online sessions. Its information security program is audited annually by an independent third-party firm and is designed to comply with federal acts like the Gramm-Leach-Bliley Act and the Federal Deposit Insurance Act. The efficacy of the program is also routinely evaluated by state and federal regulators.

Zero Waste & Sustainable Products

The provided articles primarily detail sustainability initiatives and performance metrics for The United Bank (UB), a subsidiary, rather than for the parent company, United Bancorp, Inc. (UBCP.US).

Several articles explicitly state that the information is not directly relevant to UBCP.US. Consequently, there is no specific, quantifiable evidence that applies to UBCP.US for any of the Zero Waste & Sustainable Products KPIs. The report provides a wealth of information about the United Bank's (UB) sustainability efforts, but many of the requested metrics are not quantified or are not directly related to products or packaging. The report focuses on the bank's overall sustainability strategy and initiatives, rather than specific product-level data. This makes it difficult to extract the precise data needed for a summary focused on UBCP.US and zero-waste/sustainable products. Further, the report lacks specific details on the composition of products and packaging materials, which would be necessary to assess recyclability and recycled content.