Better Health for All

Bank OZK's core banking products and services have no significant direct positive or negative health impact. The company participates in the Georgia HEART Hospital Program, contributing over $3 million to rural hospitals across Georgia since 2018, including $2 million to Higgins General Hospital over eight consecutive years and $530,000 to Memorial Hospital and Manor since 2018.

In 2023, the bank contributed $250,000 to Higgins General Hospital and $450,000 to three rural Georgia hospitals. In 2024, it contributed $450,000 to three rural Georgia hospitals, including $100,000 to Memorial Hospital and Manor. These contributions, which represent approximately 0.01% of the bank's 2023 total assets of $34.24 billion, aim to improve the financial condition and patient offerings of rural hospitals. For its employees, Bank OZK offers a comprehensive benefits package including health plans with telemedicine options, HSA/FSA accounts, dental/vision coverage, life insurance, hospital indemnity, critical illness insurance, and NEOU On-Demand Fitness. The company provides an Employee Assistance Program offering six free, confidential face-to-face counseling sessions per issue, available 24/7. It also offers 6 weeks of paid parental leave and up to 160 hours of PTO for full-time new hires.

Fair Money & Economic Opportunity

Bank OZK's Board of Directors receives annual fair lending training, and the company prohibits discrimination based on various protected statuses.

Its practices and controls are designed to encourage adherence to fair and responsible banking, and it is an Equal Housing Lender. However, there is no evidence of proactive fair-lending audits or a spotless compliance record, indicating compliance without proactive measures. The company provides financial literacy programs, including free access to the Banzai program for students at 19 schools in Arkansas, and financial literacy courses for future homeowners. Bank OZK employees lead sessions on credit building, loan readiness, and financial planning, and the company partners with Designing Spaces to simplify home buying/refinancing. The company operates 251 offices across 10 states, with 240+ offices in 8 states, and supports small businesses in various locations. It also focuses on expanding outreach to underserved areas in Randolph County and offers a Greater Savings promotion in four states. The OZK Credit Score+ offers daily reporting and custom goal setting for credit management, and the Greater Savings promotion offers a chance to win $25,000. Bank OZK has leveraged over $10 million in FHLB Dallas grant funding to invest in communities and donated $118,000 to Manatee Habitat through Florida’s Community Contribution Tax Credit Program. The Banzai program offers online courses that allow users to practice real-world finance, including managing a budget, saving for a goal, and dealing with unexpected financial pitfalls.

Fair Trade & Ethical Sourcing

Bank OZK is a financial institution, and the provided articles do not contain specific data related to fair trade, ethical sourcing, or related metrics that typically apply to companies procuring physical commodities.

The company's 2022 ESG report mentions general ethical conduct and compliance programs but lacks quantitative information on supplier audits, traceability, or incidents of forced/child labor. A 'Third Party Code of Business Conduct and Ethics' outlines expected ethical conduct for partners, but it does not provide a percentage of contracts covered by enforceable ethical-sourcing clauses or a percentage of procurement budget directed to diverse suppliers. Given the nature of the business and the absence of relevant data, several KPIs are scored as N/A, indicating no exposure to these specific aspects of fair trade and ethical sourcing.

No War, No Weapons

The provided articles, including annual report lists, a corporate responsibility report announcement, a third-party code of conduct, and general company information, do not contain specific, factual data points relevant to any of the 'No War, No Weapons' KPIs. There is no evidence regarding revenue from arms contracts, investment in dual-use technology, sales to embargoed regimes, peacebuilding initiatives, conflict divestment policies, board oversight of defense activities, export certifications, lobbying related to arms control, humanitarian procurement, human rights due diligence in conflict areas, Arms Trade Treaty compliance, AI military safeguards, UN Guiding Principles alignment, dual-use screening, surveillance transparency, ethical red lines concerning weapons, exposure to controversial weapons, war-risk audits, conflict partner reviews, defense divestment, conflict minerals, peace tech investment, or procurement from conflict zones.

Therefore, no KPIs can be scored.