OVB HOLDING AG.
O4B.XETRA | Activities of insurance agents and brokers
OVB Holding AG is a European financial advisory group headquartered in Cologne, Germany. It operates as an independent financial brokerage, offering a range of financial products and services to private households. OVB's advisors provide personalized consultations to clients, analyzing their financi...Show More
Better Health for All
-10
OVB Holding AG is a financial brokerage company, and its core business activities do not directly involve health-related products or services. Therefore, many KPIs such as health impact, harmful revenue, safety record, price accessibility, vulnerable reach, risk transparency, health innovation investment, health externalities, health equity programs, healthcare workforce support, preventative health measures, healthcare data responsibility, pharma patent flexibility, nutrition and food safety, healthcare education, addiction mitigation, and clinical trial ethics are not applicable.
1
For global health crisis response, OVB provided aid to Ukraine during the crisis, establishing an aid fund of over EUR 130,000 by the end of 2023, and offering housing, supplies, and financial assistance to employees and their families.
2
For mental health initiatives, the company introduced mindfulness guides and a pilot project offering counselling, indicating basic recognition but limited practical support.
3
Fair Money & Economic Opportunity
0
No specific quantitative data is available in the provided articles for any of the KPIs under Fair Money & Economic Opportunity. The reports explicitly state a lack of data regarding underserved client share, pricing fairness, exploitative fee exposure, inclusion initiatives, wealth building outcomes, profit reinvestment, financial literacy initiatives, debt burden ratio, geographic inclusion, and product simplicity.
1
While an "Award-winning OVB BANKit!" is mentioned, no details on its reach or outcomes are provided to assess financial literacy initiatives.
2
A product partner's liquidation by a regulator is noted, but this does not constitute a regulatory finding or fine against OVB itself for discriminatory or unfair lending practices.
3
Fair Pay & Worker Respect
-20
Approximately 13.0% of OVB Holding AG's staff are covered by employee representatives.
1
The company reported a voluntary employee turnover rate of 15.9% in 2024, an increase from 9.2% in 2023.
2
OVB Holding AG reported zero incidents of discrimination, complaints, or material fines related to social and human rights violations in the reporting period.
3
Employees are covered by national statutory social security systems, which include health insurance, unemployment insurance, and pension schemes.
4
OVB also offers voluntary accident insurance.
5
An employee engagement score of 3.7 out of 5 (equivalent to 74/100) was noted from Glassdoor reviews, which translates to approximately 37/100 on the rubric's scale.
6
Fair Trade & Ethical Sourcing
0
OVB Holding AG operates as a financial advisory group, acting as an intermediary for financial products. Its business model does not involve procuring or trading physical commodities, nor does it have a supply chain that would require fair-trade certifications, sourcing audits, or traceability of materials. The company has assessed that its business model does not currently pose an increased risk of human trafficking, forced labor, or child labor.
1
The Code of Conduct, which includes commitments to fair working conditions and non-discrimination, applies to OVB's internal operations and employees, not to external suppliers in the context of ethical sourcing of physical goods.
2
No material fines, penalties, or compensation for damages for social and human rights violations were reported.
3
Honest & Fair Business
0
No evidence was found for OVB HOLDING AG (O4B.XETRA) in the provided article.
1
The article pertains to 'First Phosphate Corp.'
2
and therefore cannot be used to assess OVB HOLDING AG against the 'Honest & Fair Business' value.
**Summary of O4B.XETRA and Honest & Fair Business Data:**
The document is an annual report (Form 20-F) for First Phosphate Corp., a Canadian mineral exploration company.
3
It details the company's operations, financial performance, and corporate governance. While the report mentions a code of ethics and procedures for reporting violations, no quantitative data on regulatory fines, transparency indices, complaint resolution times, or board conflict percentages are provided.
4
The company has significant exploration activities in Quebec, Canada, and has entered into a collaboration agreement with a First Nation.
5
The report highlights substantial expenditures on exploration, and the issuance of significant amounts of stock and warrants as compensation.
6
The report also notes material weaknesses in internal controls over financial reporting, which have not been remediated.
7
Independent audits and certifications are referenced, but no specific percentages or details are provided.
8
The report includes extensive financial statements and notes, but these do not directly relate to O4B.XETRA or Honest & Fair Business metrics.
Kind to Animals
0
No evidence available to assess OVB HOLDING AG on Kind to Animals.
No War, No Weapons
0
OVB Holding AG is a financial brokerage company, and its core business does not involve manufacturing, arms, defense contracts, or military-related activities.
1
The company's 2023 Separate Non-financial Group Report explicitly states that many KPIs related to arms, defense, and manufacturing are 'Not applicable' due to its business model.
2
OVB has a Code of Conduct, last revised in 2020, defining general principles and standards of conduct, and a zero-tolerance policy on corruption and bribery.
3
There is no evidence of involvement in any activities related to war or weapons.
Planet-Friendly Business
-70
OVB Holding AG, a financial advisory group, reported total gross GHG emissions of 17,527.58 t CO2e in 2024, an increase from 16,304.00 t CO2e in 2023.
1
The company intends to define a comprehensive climate strategy in 2025, which will most likely follow the Science Based Targets initiative (SBTi), and aims to significantly reduce GHG emissions by 2030 compared to 2024.
2
The share of renewable sources in total energy consumption was 9.31% in 2024.
3
OVB's core business activities do not fall under the EU Taxonomy Regulation, and the proportion of taxonomy-eligible economic activities in total turnover, CapEx, and OpEx is 0%.
4
No material environmental compliance violations were reported.
5
The company plans to carry out an in-depth analysis in line with ESRS and taking science-based climate scenarios into account, with a comprehensive climate risk analysis intended as a process target by 2027.
6
Respect for Cultures & Communities
0
No specific, quantitative data points related to the ethical value 'Respect for Cultures & Communities' were found across the provided articles.
1
The articles primarily focus on financial performance, general sustainability strategies, or overall diversity, equality, and inclusion (EDI) ratings, explicitly stating the absence of data for the requested metrics.
2
Safe & Smart Tech
-20
OVB Holding AG outlines data subject rights, including access, rectification, erasure, restriction, portability, and objection, indicating industry-standard user privacy controls.
1
The company explicitly states compliance with GDPR and BDSG.
2
Data minimization practices include collecting data only as necessary for legal obligations and shareholder meeting purposes, with retention periods specified as up to 3 years.
3
Zero Waste & Sustainable Products
-40
The company does not mention any specific targets for waste reduction or sustainable products.
1
While general sustainable working practices like reducing paper consumption and using reusable coffee cups are noted, these are not quantified as company-wide initiatives with measurable results or specific targets.
2