MASHINIi

National Bank Holdings Corporation.

NBHC.US | Other monetary intermediation

National Bank Holdings Corporation is a bank holding company. It provides a range of banking products and financial services to commercial and consumer clients. The company operates through community banking locations primarily in the Mountain States and Midwest regions of the United States. Its ser...Show More

Ethical Profile

Mixed.

National Bank Holdings Corporation (NBHC) presents a mixed ethical profile, largely due to limited public data across several key areas. Regarding Fair Pay & Worker Respect, NBHC's CEO pay ratio stands at 52:1, with a median employee pay of $76,225 in 2024. This ratio is reportedly better than its peer group average. However, the absence of comprehensive information on living wage coverage, pay equity, or worker engagement prevents a full assessment, leading to a slightly negative score in this area due to a lack of transparency. For most other ethical considerations, including planet-friendly business, fair money, and honest business practices, reports suggest insufficient public evidence to determine a detailed ethical standing.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect20
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

No evidence available to assess National Bank Holdings Corporation on Better Health for All.

Fair Money & Economic Opportunity

0

No specific, quantifiable data was provided in the articles to assess NBHC.US against any of the Fair Money & Economic Opportunity KPIs. The articles contain general statements about operating in accordance with federal fair lending laws

1
and community involvement, but lack concrete metrics such as percentages of underserved clients served, average APRs, revenue from high-cost products, share of loan books for inclusion initiatives, details on data accessibility, specific fair lending audit results, wealth building outcomes, profit reinvestment percentages, financial literacy program reach, debt burden ratios, geographic inclusion in underserved areas, or product simplicity metrics. While one article mentions raising $1.6 million for charitable causes
2
, this is not presented as a percentage of pre-tax profit or explicitly tied to community finance for underserved communities as required by the 'profit_reinvestment' KPI.

Fair Pay & Worker Respect

20

For fiscal year 2024, NBHC.US's CEO compensation to median employee pay ratio was 52:1.

1
The median employee pay was $76,225, and the CEO's total compensation for 2024 was $3,945,839.
2

Fair Trade & Ethical Sourcing

0

No evidence available to assess National Bank Holdings Corporation on Fair Trade & Ethical Sourcing.

Honest & Fair Business

0

No relevant evidence was found for NBHC.US (National Bank Holdings Corporation) in the provided articles. The articles refer to different entities (National Bank of Canada and Philippine National Bank Holdings) and therefore cannot be used to assess NBHC.US.

Kind to Animals

0

National Bank Holdings Corporation is a bank holding company providing financial services. Its core business operations do not involve activities such as product manufacturing, animal testing, animal agriculture, or sourcing animal-derived ingredients

1
. Therefore, all animal welfare KPIs are not applicable to the company's business model, as confirmed by the provided articles which state N/A for most metrics
2
or note the absence of involvement in animal testing
3
.

No War, No Weapons

0

National Bank Holdings Corporation (NBHC) is a bank holding company that provides banking products and financial services. The provided articles consistently describe NBHC's core business as banking operations, loans, and deposits. There is no evidence in any of the articles to suggest that NBHC derives revenue from arms or defense contracts, nor that it engages in any defense or arms-related activities. Therefore, it has no exposure to war or weapons-related business.

Planet-Friendly Business

0

No specific quantitative data is publicly available regarding NBHC.US's carbon emissions, reduction targets, renewable energy use, water consumption, waste diversion, or other environmental performance metrics. The company is not reported to be participating in any tracked climate initiatives.

1
While a DitchCarbon score of 23
2
and a Sustainalytics ESG risk rating of 34.1
3
are noted, these are composite scores and do not provide specific, quantitative data for any of the individual KPIs in the rubric.

Respect for Cultures & Communities

0

No evidence available to assess National Bank Holdings Corporation on Respect for Cultures & Communities.

Safe & Smart Tech

0

No evidence available to assess National Bank Holdings Corporation on Safe & Smart Tech.

Zero Waste & Sustainable Products

0

No evidence available to assess National Bank Holdings Corporation on Zero Waste & Sustainable Products.

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.