MASHINIi

Ladder Capital Corp.

LADR.US | Other financial service activities, except insurance and pension funding activities, n.e.c.

Ladder Capital Corp is a real estate investment trust (REIT) focused on originating and investing in commercial real estate and real estate-related assets, primarily in senior first mortgage fixed and floating rate loans. The company operates through three segments: Loans, Real Estate, and Securitie...Show More

Ethical Profile

Mixed.

Ladder Capital Corp's ethical profile is mixed. Reports indicate the CEO's compensation was 41 times the median employee's pay in 2023 and 2024. Conversely, employee surveys show 93% satisfaction, supported by robust benefits covering most medical and all dental, vision, disability, and life insurance. The company also commits significantly to affordable housing, with 62% of multifamily investments aiding low-income families and 30% very low-income. Ladder Capital maintains a Whistleblower Protection Policy and has received low ESG Risk Ratings. However, specific data on regulatory fines or environmental impact remains limited.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect40
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business-40
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech10
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

Ladder Capital Corp is a real estate investment trust focused on commercial real estate lending and investment.

1
Its core business activities do not involve health-related products, services, or outcomes as defined by the 'Better Health for All' value. Therefore, all KPIs related to health impact, harmful revenue, safety of health products, price accessibility of health products, vulnerable reach for health needs, health risk transparency, health innovation, health externalities, health equity programs, healthcare workforce support, preventative health measures, healthcare data responsibility, global health crisis response, mental health initiatives, pharma patent flexibility, nutrition and food safety, healthcare education, addiction mitigation, and clinical trial ethics are not applicable to the company's operations.

Fair Money & Economic Opportunity

0

No specific, quantifiable evidence was found in the provided articles to assess Ladder Capital Corp against any of the KPIs for Fair Money & Economic Opportunity. The company's primary business activity is commercial real estate lending, which means many KPIs designed for consumer financial services (e.g., underserved client share, pricing fairness, exploitative fee exposure, wealth building outcome, debt burden ratio, product simplicity, financial literacy initiatives, geographic inclusion) are not directly applicable or lack the necessary data points (percentages, rates, or specific program details) required by the rubric's quantitative thresholds. Information regarding fair lending compliance and inclusion initiatives describes general due diligence processes or broad geographic reach, but does not provide specific outcomes, audit results, or quantified shares of the loan book. Data accessibility information pertains to shareholder and bondholder disclosures, not customer data portability. Ladder is committed to being open and informative with its shareholders and bondholders.

1
The CEO, President, Investor Relations Team, and Board engage with shareholders and bondholders throughout the year through various communication channels, including email, quarterly earnings calls, one-on-one meetings and phone calls, debt and equity investor conferences, the Investor Relations website, and the Annual Stockholder Meeting.
2

Fair Pay & Worker Respect

40

Ladder Capital Corp demonstrates strong performance in several areas of fair pay and worker respect. The CEO to median employee pay ratio was 41:1 in 2024, indicating a relatively equitable compensation structure.

1
Employee engagement is high, with a March 2024 survey showing 93% of employees enthusiastic about working at the company
2
and 93% comfortable raising issues with managers.
3
The company reported no accidents in 2023, reflecting a positive safety record.
4
All full-time employees and their families receive comprehensive health, dental, vision, disability, and life insurance, with the company covering up to 90% of medical premiums
5
and 100% of other premiums.
6
Furthermore, no labor law or human rights violations have been mentioned up to 2025.
7
However, none of the company's employees are represented by a union or subject to a collective bargaining agreement.
8

Fair Trade & Ethical Sourcing

0

Ladder Capital Corp is a real estate investment trust (REIT) focused on financial intermediation through real estate lending and investment.

1
Its business model does not involve the procurement or trading of physical commodities, nor does it have a traditional supply chain for goods. Consequently, KPIs such as fair trade certifications, supply chain audits, forced or child labor incidents, traceability, remediation speed, ethical clause coverage for sourcing, and materials risk are not applicable to its operations. For supplier diversity spend, the provided information explicitly states a lack of specific quantitative data.
2

Honest & Fair Business

-40

Approximately 71.4% (five out of seven) of Ladder's directors are independent under NYSE and SEC rules, with its Audit, Compensation, and NCG Committees composed solely of independent directors.

1
The company maintains anti-bribery and anti-corruption policies, which include limitations on employee political contributions, and the executive team made no political contributions in 2023.
2
However, the available information does not detail whether these policies provide clear guidance on specific areas like facilitation payments or gift thresholds. Ladder also has a Whistleblower Protection Policy with an anonymous phone line and web-based reporting system, which Internal Audit tests annually.
3
There is no evidence, however, regarding independent investigation processes for whistleblower reports.

Kind to Animals

0

Ladder Capital Corp operates as a real estate investment trust, focusing on financial intermediation through real estate lending and investment.

1
Its business model does not involve activities related to animal testing, animal agriculture, the production of animal-derived products, or direct impact on wildlife habitats. Therefore, all KPIs are scored as N/A, as the company's operations do not intersect with the criteria for the 'Kind to Animals' ethical value.

No War, No Weapons

0

Ladder Capital Corp's core business is explicitly defined as a real estate investment trust (REIT) focused on originating and investing in commercial real estate and real estate-related assets.

1
This business model inherently means the company has no involvement in arms manufacturing, military contracts, or conflict facilitation. Consequently, all Key Performance Indicators related to 'No War, No Weapons' are not applicable to its operations. This includes revenue from arms contracts, development of dual-use technology, sales to embargoed regimes, peacebuilding investment, conflict divestment policies, board oversight of defense activities, export certifications, defense-related lobbying, humanitarian procurement, human rights due diligence in conflict areas, Arms Trade Treaty compliance, AI military safeguards, UN Guiding Principles alignment regarding conflict, dual-use item screening, surveillance activities, ethical red lines for weapons, exposure to controversial weapons, war-risk audits, annual conflict partner reviews, defense divestment, conflict minerals, peace technology investment, and procurement from conflict zones. The company's operations, as described, do not involve any activities that would necessitate these specific measures or generate data for these KPIs.

Planet-Friendly Business

0

No evidence available to assess Ladder Capital Corp on Planet-Friendly Business.

Respect for Cultures & Communities

0

The company's business model as a real estate investment trust (REIT) primarily involves financial intermediation and investment in commercial real estate. The provided articles do not report any cultural appropriation incidents. There is no evidence that Free, Prior, and Informed Consent (FPIC) processes are applicable to its operations. While the company conducts property condition assessments and environmental risk assessments for its investments, these do not constitute a formal cultural impact assessment protocol.

1
Furthermore, there is no information regarding actions taken to protect cultural or heritage sites, nor any reported cultural incidents requiring a response framework. The company also does not provide evidence of community representation on its governance or advisory bodies.

Safe & Smart Tech

10

Ladder Capital Corp ensures 100% of its employees completed required cybersecurity training in 2023

1
, complemented by annual company-wide cybersecurity and AI training, including monthly phishing exercises.
2
The company reported no unauthorized data use incidents
3
and implements physical, electronic, and procedural safeguards that comply with federal standards
4
, including due diligence on third-party service providers.
5
Users are provided with state-specific rights to know, delete, and correct their personal data
6
, and the company honors Global Privacy Control signals
7
, explicitly stating it does not sell personal information or share it for cross-context behavioral advertising.
8
Ladder Capital performs weekly vulnerability scans
9
and conducts annual penetration testing by rotating third-party service providers.
10
Its cybersecurity policies are informed by NIST or ISO frameworks.
11
However, the company collects a broad range of personal information, including biometric, geolocation, audio, visual, and sensitive financial data
12
, and its data retention policy is vaguely defined as varying based on purpose, business need, and legal obligations.
13

Zero Waste & Sustainable Products

0

The provided articles do not contain specific, quantitative data points relevant to any of the KPIs under the 'Zero Waste & Sustainable Products' ethical value for Ladder Capital Corp. While the company's 2023 ESG report mentions 'participation in waste recycling programs,' this statement is too general and lacks specific metrics (e.g., diversion rates, number of initiatives, audit frequency) to be mapped to any quantitative KPI. The report explicitly notes a 'lack of specific data on waste diversion, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design, waste reduction targets, supplier waste requirements, customer waste education, or hazardous waste management.'

1

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.