MASHINIi

Hawthorn Bancshares, Inc..

HWBK.US | Other monetary intermediation

Hawthorn Bancshares, Inc. is a bank holding company that provides a range of banking and financial services. It primarily operates through its subsidiary bank, offering deposit accounts, loans (including commercial, agricultural, and consumer loans), and other related services to individuals, busine...Show More

Ethical Profile

Mixed.

Hawthorn Bancshares, Inc. presents a mixed ethical profile. While the company reportedly upholds honest business practices through its Audit Committee, Fair Disclosure Policy, and a whistleblower mechanism, with no regulatory fines found, employee reviews express concerns about pay, benefits, and management. The CEO's compensation is below average for similar US companies, and its CEO pay ratio is better than some peers. Approximately 20% of the workforce is in non-permanent roles, buffered by benefits. The bank invested $1.5 million in digital banking infrastructure, focusing on cybersecurity. However, comprehensive data on fair money, environmental impact, or community engagement is largely unavailable.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity-60
-100100
Fair Pay & Worker Respect-50
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business-30
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business-20
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

Hawthorn Bancshares, Inc. is a bank holding company, and its core business of providing banking and financial services does not directly involve health-related products or services.

1
Therefore, several KPIs are not applicable. There is no evidence regarding the health impact of its products, revenue from activities with negative health outcomes, safety record, or indirect health effects (externalities).
2
The company does not offer health-related products or services requiring accessibility considerations, nor does its business model involve serving vulnerable populations with health needs.
3
Similarly, its products do not carry health risks requiring disclosure, and its R&D is not focused on health outcomes.
4
The company's activities do not involve health equity considerations, healthcare workforce development, preventative health, health data management, or health crisis response.
5
It is not a pharmaceutical, food, or research organization, and its products do not have addiction potential.
6
No information is provided on mental health initiatives or healthcare education.
7

Fair Money & Economic Opportunity

-60

The company offers youth savings accounts designed to encourage early financial literacy.

1
Its market presence is concentrated within Missouri, serving individuals, small to medium-sized businesses, and agricultural clients.
2

Fair Pay & Worker Respect

-50

Hawthorn Bancshares, Inc. had no union representation as of December 31, 2024.

1
In 1965-1966, the company engaged in a campaign to defeat unionization efforts, which included coercion and restraint of employees through surveillance, threats that unionization endangered jobs, and showing anti-union propaganda films.
2
The company suspended employee William Cooke and discharged John Oliver for union organizational activities.
3
New Haven Manufacturing Company, referenced in the same context, unlawfully interrogated and discharged employee Walter Meyer for pro-union activity.
4

Fair Trade & Ethical Sourcing

0

Hawthorn Bancshares, Inc. is a bank holding company providing financial services. The nature of its business means it does not procure or trade physical commodities, nor does it have a supplier base or supply chain tiers that would typically require fair-trade certifications, welfare audits, or traceability for materials. Consequently, there is no exposure to upstream labor practices or high-risk materials relevant to fair trade and ethical sourcing. The company also does not require remediation processes for such supply chain violations, nor does it have supplier contracts in scope for ethical sourcing clauses related to physical commodities.

1
No evidence was found regarding the percentage of procurement budget directed to indigenous, minority, or local community suppliers.
2

Honest & Fair Business

-30

The company has a comprehensive whistleblower policy allowing anonymous complaints via a dedicated website and a toll-free call center, with reports directed to non-employee directors or the Audit Committee and protection against retaliation.

1
Financial reporting indicates no restatements due to error correction for the fiscal year 2024.
2
The Board of Directors is required to be comprised of at least a majority of independent directors, in accordance with Nasdaq listing standards.
3
The company has an anti-corruption policy prohibiting bribes, kickbacks, and questionable inducements, and expects adherence to its Code of Business Conduct and Ethics.
4
Fair value measurements for investment securities are determined by a third-party pricing service and are subject to independent verification by management each quarter.
5

Kind to Animals

0

No evidence available to assess Hawthorn Bancshares, Inc. on Kind to Animals.

No War, No Weapons

0

No information relevant to the 'No War, No Weapons' ethical value was found across any of the provided articles. The articles primarily detail Hawthorn Bancshares, Inc.'s financial performance, corporate governance, and banking services, without addressing any involvement in arms manufacturing, military contracts, dual-use technologies, peacebuilding initiatives, or related ethical policies.

Planet-Friendly Business

-20

Hawthorn Bancshares, Inc. has no reported environmental compliance violations, fines, or regulatory actions across the provided articles.

1
However, the company does not publicly disclose data on its Scope 1, 2, or 3 greenhouse gas emissions, science-based targets, renewable energy usage, water consumption, green building certifications, waste diversion rates, or capital expenditure alignment with the EU Taxonomy.
2
Information on lifecycle impact assessments, recycled material ratios, carbon offset quality, climate-positive initiatives, supply chain climate transparency, supplier SBTi targets, biodiversity efforts, deforestation policies, environmental impact assessments, net-zero targets, TCFD alignment, climate scenario analysis, stranded asset transparency, water sourcing from stressed basins, packaging CO2 reduction, climate justice initiatives, or just transition programs is also not available.
3

Respect for Cultures & Communities

0

No specific, concrete data points were found across the provided articles to assess Hawthorn Bancshares, Inc. against any of the defined KPIs for Respect for Cultures & Communities. The articles primarily focus on job listings, general corporate giving strategies, financial performance, or general community involvement without providing quantitative metrics or specific details relevant to cultural respect, community engagement, or related initiatives.

Safe & Smart Tech

0

No specific, quantifiable evidence was found in the provided articles for any of the KPIs related to Safe & Smart Tech, such as data breach severity, AI ethics governance, cybersecurity investment as a percentage of revenue, privacy certifications, encryption implementation, or detailed security testing coverage.

1
While general discussions of cybersecurity risks and banking regulatory compliance were present, there was no concrete data to assess the company against the specific metrics of this value.
2

Zero Waste & Sustainable Products

0

No specific, concrete data points were found in the provided articles for any of the KPIs related to Zero Waste & Sustainable Products. While the company promotes e-statements to "Eliminate waste and help the environment," this initiative focuses on waste reduction rather than the proper disposal or recycling of products, which is the specific focus of the 'customer_waste_education' KPI.

1
Therefore, no KPIs can be scored based on the available evidence.

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.