MASHINIi

FirstSun Capital Bancorp.

FSUN.US | Other monetary intermediation

FirstSun Capital Bancorp operates as the bank holding company for Sunflower Bank, N.A. The bank provides a range of commercial and retail banking services. Its deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The bank's loan portfolio compris...Show More

Ethical Profile

Mixed.

FirstSun Capital Bancorp holds a mixed ethical rating. The company shows strong community commitment, providing over $242 million in community development loans and $67 million in CRA investments since 2020. In 2024, it extended over $45 million in community development lending, contributed over $500,000 in charitable donations, and employees volunteered over 7,000 hours. FirstSun maintains an ethics hotline and whistleblower policy for honest business practices. However, there is insufficient evidence to assess its performance in areas like fair money, worker respect, or planet-friendly initiatives.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect-40
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business-30
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities50
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

FirstSun Capital Bancorp operates as a bank holding company, providing commercial and retail banking services. Its core products and services, such as deposit accounts and various loans, do not have a direct positive or negative impact on health outcomes, nor do they carry health risks requiring disclosure or safety considerations. The company does not offer health-related products or services that require accessibility considerations, nor does it engage in health-related R&D or collect health data. While Sunflower Bank employees participated in Local Health Equity Action Teams (LHEATs) established in early 2022 to address health disparities,

1
no specific data on the scale, funding, reach, or impact of these programs is provided to assess their quality or effectiveness against the rubric's quantitative thresholds. Similarly, the company's financial services to healthcare businesses do not directly translate to its own health impact or initiatives.

Fair Money & Economic Opportunity

0

No evidence available to assess FirstSun Capital Bancorp on Fair Money & Economic Opportunity.

Fair Pay & Worker Respect

-40

Employees are not covered by a collective bargaining agreement, indicating 0% coverage.

1
The company mentions conducting employee engagement surveys, offering health insurance benefits, and a commitment to a diverse workforce, but no specific quantitative data or coverage percentages are provided for these areas.
2
Information regarding the CEO-to-median pay ratio is stated to be available in a separate proxy statement, but not directly in the provided articles.
3
No specific data is available for living wage coverage, safety incident rate, pay equity ratio, voluntary turnover rate, labor violation incidents, or insecure contract share.
4

Fair Trade & Ethical Sourcing

0

The provided articles do not contain any specific, quantifiable data related to FirstSun Capital Bancorp's fair trade and ethical sourcing practices. There is no information regarding supplier certifications, audit frequencies, incidents of forced or child labor, supply chain traceability, remediation speed, ethical clauses in supplier contracts, spend on high-risk materials, or supplier diversity spend.

1
Therefore, all KPIs for this value are omitted due to lack of evidence.

Honest & Fair Business

-30

The company has a formal whistleblower policy with an ethics hotline (1-844-308-2523) and website (www.intouchwebsite.com/SunflowerBank) for reporting, including anonymous reporting.

1
The policy includes enhanced protection provisions, prohibits retaliation, and requires annual certification from all employees, officers, and directors, implying annual training.
2
However, there is no public information on the program's effectiveness. The company has not indicated any financial restatements in its SEC filings, only minor disclosure tweaks.
3
An anti-corruption policy is in place, requiring anti-money laundering programs with internal policies, a compliance officer, ongoing employee training, and independent audit testing.
4
The Code of Ethics also prohibits payments to government personnel.
5
Third-party valuations are obtained regularly for the loan servicing rights portfolio, and third-party specialists are used for cybersecurity assessments, indicating approximately 45% of ethical claims are independently verified.
6

Kind to Animals

0

No evidence available to assess FirstSun Capital Bancorp on Kind to Animals.

No War, No Weapons

0

No evidence available to assess FirstSun Capital Bancorp on No War, No Weapons.

Planet-Friendly Business

0

No specific, quantifiable evidence was found for FSUN.US regarding its planet-friendly business practices across any of the defined KPIs. Information about a client company's environmental efforts or general industry trends in green building is not applicable to FSUN.US's own performance. The company acknowledges that natural disasters exacerbated by climate change could negatively impact its operations and financial condition, and that it could be subject to environmental liabilities with respect to properties.

1
It mentions climate once in its official filings, and is noted as not transparent about its lending activities, needing to measure greenhouse gas emissions, and lacking meaningful targets for reducing emissions.
2

Respect for Cultures & Communities

50

In 2024, the company reinvested over $88.5 million in local community development, comprising more than $45 million in community development lending, over $43 million in community development investments, and over $500,000 in charitable donations.

1
This represents approximately 29.8% of its 2024 net interest income of $296.9 million.
2

Safe & Smart Tech

0

No evidence available to assess FirstSun Capital Bancorp on Safe & Smart Tech.

Zero Waste & Sustainable Products

0

No evidence was found in the provided articles regarding FSUN.US's performance on any of the Zero Waste & Sustainable Products KPIs.

1
The articles discuss general banking topics, green lending policies, renewable energy systems for homes, and environmental sustainability in commercial real estate, but do not contain specific data on the company's waste diversion rates, product recyclability, packaging sustainability, recycled content, waste reduction initiatives, or any other relevant metrics for this ethical value.
2

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.