MASHINIi

First Guaranty Bancshares, Inc..

FGBI.US | Other monetary intermediation

First Guaranty Bancshares, Inc. operates as the bank holding company for First Guaranty Bank. The bank provides a range of community banking services, including accepting deposits and originating loans. Its loan portfolio includes commercial and industrial loans, commercial real estate loans, reside...Show More

Ethical Profile

Mixed.

First Guaranty Bancshares, Inc. (FGBI.US) has a mixed ethical profile. A March 2022 data breach allegedly compromised sensitive customer data, including Social Security numbers. Employee reviews report low compensation, averaging $40,048, contrasting with the CEO's $622.6k; high turnover is noted. FGBI targets 2030 carbon neutrality, reporting $87.6M in Green Investment and $53.4M in Renewable Energy Lending in 2024. Environmental data is limited, with a low SDG Transparency Score. The bank maintains a code of conduct and whistleblower policy prohibiting bribery, but independent verification is lacking.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect20
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business-20
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business-40
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

No relevant evidence was found in the provided articles to assess FGBI.US against the 'Better Health for All' ethical value. The single article provided was unavailable and contained no extractable data.

1

Fair Money & Economic Opportunity

0

No evidence available to assess First Guaranty Bancshares, Inc. on Fair Money & Economic Opportunity.

Fair Pay & Worker Respect

20

The CEO's total compensation in 2024 was US$622.6k, while the average employee salary was $40,048 per year, resulting in a CEO to median employee pay ratio of approximately 15.54:1.

1
Employee engagement, based on an average rating of 3.2 out of 5 stars from multiple reviews up to July 2025, translates to approximately 64 out of 100.
2

Fair Trade & Ethical Sourcing

0

No evidence available to assess First Guaranty Bancshares, Inc. on Fair Trade & Ethical Sourcing.

Honest & Fair Business

-20

The company has a formal whistleblower policy, approved on October 20, 2022, which includes anonymous reporting channels via mobile, online, and phone.

1
The policy explicitly prohibits retaliation against employees who report concerns.
2
The Audit Committee is responsible for handling complaints, investigations, and disciplinary actions, and has the authority to engage independent legal counsel.
3
The Code of Conduct, approved February 15, 2018, addresses anti-corruption by prohibiting bribery and gifts to government officials.
4
It also sets a gift limit of $100 or less for non-cash gifts from customers or suppliers, with another document mentioning a $250 gift limit and a $500 disclosure threshold.
5
However, there is no evidence of training frequency or effectiveness metrics for the anti-corruption policy.

Kind to Animals

0

First Guaranty Bancshares, Inc. is a financial institution providing banking services.

1
Its business model is fundamentally neutral to the 'Kind to Animals' value.
2
The company's operations do not involve animal testing, animal-derived products, or direct habitat destruction.
3
As a service-oriented company, it has no animal husbandry, captive operations, or direct sourcing of animal products. The company's core activities do not intersect with animal welfare policies or require animal-free R&D.
4

No War, No Weapons

0

The provided articles, which include company codes of conduct

1
, a code of ethics for senior financial officers
2
, and summaries of sustainability data
3
, explicitly state that no quantitative data or specific information related to arms contracts, dual-use technology, sales to embargoed regimes, peacebuilding investment, or any other conflict-related activities for FGBI.US is available.
4
Therefore, no assessment can be made against the 'No War, No Weapons' ethical value based on the evidence provided.

Planet-Friendly Business

-40

First Guaranty Bancshares, Inc. has committed to achieving carbon neutrality by 2030.

1
The company has no mentioned regulatory actions, violations, or fines.
2
It reports 0% of its physical assets as stranded, with 47.2% stressed and 27.8% at risk, based on a climate risk horizon of 2030 and a stochastic climate pathway.
3

Respect for Cultures & Communities

0

No specific, quantitative evidence was found in the provided articles to score any of the KPIs related to Respect for Cultures & Communities. Information regarding formal partnerships, revenue reinvested locally, cultural appropriation incidents, cultural impact assessment protocols, local employment ratios, grievance mechanisms, FPIC participation, community governance inclusion, cultural preservation investment, local procurement, indigenous supplier count, cultural site protection, social license, charitable giving to cultural organizations, community fund allocation, language inclusivity, cultural incident response, or cultural training completion was not explicitly stated or quantifiable against the rubric's thresholds.

1
While community contributions were mentioned as 2% of earnings, the KPI specifically requires a percentage of revenue, which is a distinct financial metric.
2

Safe & Smart Tech

0

No specific, quantitative evidence was found in the provided articles to assess the company against any of the 'Safe & Smart Tech' KPIs. While a data breach was reported for First Guaranty Bank in March 2022, the articles do not specify the number of users affected, which is a critical factor for scoring data breach severity according to the rubric's quantitative thresholds.

1
Therefore, this KPI cannot be scored. All other KPIs lack concrete data points.

Zero Waste & Sustainable Products

0

No specific, quantitative data points relevant to the 'Zero Waste & Sustainable Products' ethical value were found in the provided articles. While one article mentioned 'Waste: -0.08' as a negative ESG score component from an external model, this is an aggregated impact score and does not provide the granular metrics (e.g., waste diversion rates, percentages of sustainable packaging, number of initiatives, or violation counts) required by the scoring rubric's KPIs.

1
Other articles explicitly stated that sustainability data or quantitative metrics related to waste and sustainable products were not available.
2

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.