MASHINIi

Enterprise Financial Services Corporation.

EFSC.US | Other monetary intermediation

Enterprise Financial Services Corporation operates as a bank holding company. It provides a range of banking and financial products and services to individuals, small and medium-sized businesses, and non-profit organizations. Its services include commercial and retail banking, treasury management, w...Show More

Ethical Profile

Mixed.

Enterprise Financial Services Corporation (EFSC.US) shows a mixed ethical profile. The company sets its minimum wage at $17/hour and was ranked 5th among "Best Banks to Work For" in 2023 by American Banker. Glassdoor reviews reflect a 4.5/5 star rating with 98% employee recommendation, though some reports suggest compensation may be below industry standards. EFSC contributed $1.8 million philanthropically in 2019, including a $50,000 pledge to Ronald McDonald House. The bank also implements recycling programs and partners with an ISO 14001-certified e-waste recycler. However, there is insufficient public information regarding its practices in areas like fair money, ethical sourcing, planet-friendly business, or honest business conduct.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect30
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities10
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products-40
-100100

Better Health for All

0

The company's core business is banking and financial services, which are generally health-neutral. There is no evidence that its principal goods or services have a significant positive or negative direct health impact, nor do they generate revenue from products with established negative health outcomes. The company's operations do not involve direct safety implications for physical or mental health, nor does it offer health-related products or services requiring accessibility considerations, health data management, or clinical trials. While the company engages in community development, affordable housing, and philanthropic support for organizations like Ronald McDonald House, these activities are not directly related to its core business's health impact, health innovation, preventative measures, or specific health equity programs as defined by the rubric's KPIs.

1
Therefore, for all KPIs, the company's activities are either not applicable or have no direct health impact.

Fair Money & Economic Opportunity

0

No evidence available to assess Enterprise Financial Services Corporation on Fair Money & Economic Opportunity.

Fair Pay & Worker Respect

30

The company achieved an employee rating of 4.5 out of 5 stars from 121 reviews.

1
This rating is 21% above the average for the Financial Services industry (3.7 stars).
2
In 2023, the company was ranked 5th in American Banker magazine's "Best Banks to Work For".
3
Employee reviews also rated work/life balance at 4.5 out of 5 stars and culture and values at 4.6 out of 5 stars.
4
Compensation and benefits received a rating of 4.3 out of 5 stars, with reviews noting both good benefits and pay that is perceived as low relative to industry standards.
5

Fair Trade & Ethical Sourcing

0

Enterprise Financial Services Corporation (EFSC.US) operates as a bank holding company, providing financial products and services. Given its business model, the company does not procure or trade physical commodities, nor does it have a supply chain that would typically require fair-trade certifications, welfare or sourcing audits, or mapping of physical material provenance. Therefore, KPIs related to fair trade certification, audit frequency, forced/child labor incidents, traceability coverage, remediation speed, and materials risk index are not applicable to its core operations.

1
While a Vendor Code of Conduct exists, no quantitative data is provided on the percentage of supplier contracts that include enforceable ethical-sourcing clauses or the percentage of the procurement budget directed to diverse suppliers, leading to the omission of these KPIs due to lack of evidence.
2

Honest & Fair Business

0

No evidence available to assess Enterprise Financial Services Corporation on Honest & Fair Business.

Kind to Animals

0

Enterprise Financial Services Corporation operates as a bank holding company, providing financial products and services. Its business model does not involve activities related to animal testing, animal-derived products, animal agriculture, or direct impact on wildlife habitats.

1
Therefore, all KPIs related to animal welfare, such as cruelty-free certification, alternative testing, humane operations, ethical input substitution, cage-free sourcing, animal testing policy and volume, innovation investment in animal-free technologies, animal agriculture ethics, and animal-free R&D collaboration, are not applicable to its operations.
2
The company's general vendor management policy does not specifically address animal welfare, and its policy of non-partisanship indicates no direct engagement in animal welfare policy advocacy.
3

No War, No Weapons

0

No relevant evidence was found in the provided article to assess EFSC.US against the 'No War, No Weapons' ethical value. The article explicitly states it is a webpage for Enterprise Bank & Trust, not EFSC.US, and contains no data pertaining to EFSC.US or its involvement in arms, defense, or peace-related activities.

1

Planet-Friendly Business

0

No evidence available to assess Enterprise Financial Services Corporation on Planet-Friendly Business.

Respect for Cultures & Communities

10

Enterprise Financial Services Corporation reinvested $2.1 billion in small business, small farm, and community development-qualified loans in 2023, and over $1.85 million in CRA-qualifying donations and sponsorships.

1
The company has a collaborative process for community impact plans, involving community members and civic/nonprofit stakeholders.
2
Grievance mechanisms are available through a 24/7 Ethics and Compliance Hotline and a Complaint Management policy.
3
A Community Connection Advisory Board, composed of independent community leaders, guides the CRA Program and philanthropic initiatives.
4
The company allocated $12 million in New Markets Tax Credit to KC PBS, which supports cultural enrichment and community forums.
5
Bilingual retail staff and client service personnel are available.
6
All associates and directors receive annual training on the Code of Ethics, and mandatory fair lending and harassment prevention training.
7

Safe & Smart Tech

0

No relevant data was found in the provided articles to assess EFSC.US against the 'Safe & Smart Tech' ethical value. All articles explicitly state that they do not contain information pertaining to security practices, data handling, AI usage, or any other metrics relevant to this assessment.

1

Zero Waste & Sustainable Products

-40

The company has implemented a recycling program for paper, cardboard, aluminum cans, and plastic bottles at its branch locations and operations center.

1
It also strives to reuse electronic equipment and recycles it using certified vendors.
2
The company's 2023 ESG Report does not mention any waste disposal violations.
3

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.