Euronet Worldwide, Inc..
EEFT.US | Other financial service activities, except insurance and pension funding activities, n.e.c.
Euronet Worldwide, Inc. is a global provider of electronic payment and transaction processing solutions. The company operates through three segments: Electronic Funds Transfer (EFT) Processing, epay, and Money Transfer. The EFT Processing segment provides ATM network participation, outsourced ATM an...Show More
Better Health for All
0
Euronet's principal goods and services, which include electronic payment and transaction processing, have no significant direct positive or negative health impact, resulting in a neutral score for health impact core and harmful revenue share. The company's operations do not involve health products, health data, clinical trials, or activities with direct safety implications for physical or mental health, nor do they generate significant health externalities. While Euronet India has sponsored free healthcare events and supported mobile hospitals reaching 26,094 beneficiaries, and trained 945 marginalized youth, the provided evidence does not include quantitative data (e.g., percentage of revenue allocated or percentage of vulnerable populations reached) that aligns with the specific thresholds required by the rubric for KPIs such as vulnerable reach, health equity programs, or healthcare workforce support.
1
Therefore, these KPIs cannot be scored.
Fair Money & Economic Opportunity
-50
Euronet faces significant regulatory scrutiny and consumer complaints regarding its fee structures and transparency. Customers have reported being charged a 13.95% commission or markup, along with additional transaction fees, leading to effective fees around 16-17% for some withdrawals.
1
Complaints describe these fees as 'outrageous' and 'predatory,' often not clearly displayed or understood at ATMs.
2
Regulatory bodies in Denmark, Amsterdam, the Czech Republic, and Poland have issued warnings or launched investigations into high ATM fees, unfavorable exchange rates, and misleading ATM interface changes.
3
The company's responses indicate fees are justified by operational costs and are displayed, but consumer confusion persists.
4
Euronet's revenue from high-cost products is estimated to be around 15-17% based on reported fees. While Euronet mentions an API-driven platform for flexibility and interoperability, there is no evidence of free, real-time customer data portability or customer control over data sharing, and it is working to make chargeback processes user-friendly.
5
The company has faced multiple adverse regulatory findings, including a July 2024 judicial decision in Italy regarding withholding taxes, and investigations by consumer protection agencies.
6
Euronet's global network includes 624,000 to 631,000 locations across nearly 200 countries and 57,326 installed ATMs, but only approximately 15% of its service points are in underserved areas.
7
Product simplicity is a concern, with complaints suggesting confusion regarding fees and currency conversion options at ATMs, and the Polish Office of Competition and Consumer Protection investigating misleading ATM interface changes.
8
Fair Pay & Worker Respect
0
No evidence available to assess Euronet Worldwide, Inc. on Fair Pay & Worker Respect.
Fair Trade & Ethical Sourcing
0
No evidence available to assess Euronet Worldwide, Inc. on Fair Trade & Ethical Sourcing.
Honest & Fair Business
0
No specific, concrete evidence was found in the provided article to assess Euronet Worldwide, Inc. against the defined KPIs for Honest & Fair Business. The article discusses policies for Euronet 360 Finance Limited (e360), a subsidiary, but does not explicitly state that these policies or metrics apply company-wide to the parent company, Euronet Worldwide, Inc.
1
Kind to Animals
0
Euronet Worldwide, Inc. operates in electronic payment and transaction processing solutions. Its core business model does not involve activities such as animal testing, animal agriculture, sourcing animal-derived ingredients, or operations that directly impact wildlife habitats. Therefore, all KPIs related to animal welfare are not applicable to its business. The provided article does not contain any information to suggest otherwise or provide specific data points for any of the animal welfare KPIs.
1
No War, No Weapons
0
The provided articles, including Euronet Worldwide, Inc.'s 2024 annual report, do not contain specific, concrete data points or metrics directly addressing any of the 'No War, No Weapons' KPIs.
1
The annual report explicitly states that it does not address initiatives such as peacebuilding investment, conflict divestment, or ethical red lines.
2
Other articles discuss general EU regulations (Conflict Minerals, dual-use export control) but provide no company-specific information for EEFT.US.
Planet-Friendly Business
-60
Euronet Worldwide, Inc. has not publicly committed to a net-zero target year.
1
The company also has no documented reduction targets or climate pledges and has not publicly committed to specific 2030 or 2050 climate goals through major frameworks like the Science Based Targets initiative (SBTi).
2
Respect for Cultures & Communities
0
The provided articles do not contain specific, concrete data points for any of the Key Performance Indicators related to 'Respect for Cultures & Communities'. Euronet Worldwide, Inc.'s 2024 Annual Report explicitly notes a 'Lack of data on formal partnerships, cultural impact assessments, community reinvestment, cultural incidents, grievance mechanisms, and other metrics related to respect for cultures and communities'.
1
Similarly, Sustainalytics states that 'no data on metrics related to respect for cultures and communities is available'.
2
Safe & Smart Tech
0
No relevant data was found in the provided articles to assess EEFT.US against the 'Safe & Smart Tech' ethical value. All articles either indicated a 404 error for the requested URLs
1
or were entirely focused on unrelated topics, thus providing no specific, concrete data points for any of the KPIs.
Zero Waste & Sustainable Products
-40
Euronet Worldwide has implemented waste reduction efforts, including recycling, refill stations, and donations.
1
However, no specific data on the number or effectiveness of these initiatives is provided to assess their impact comprehensively.
2