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AMERISAFE, Inc..

AMSF.US | Non-life insurance

AMERISAFE, Inc. is a specialty provider of workers’ compensation insurance focused on high hazard industries. The company markets and underwrites its insurance policies through independent agencies. AMERISAFE targets employers in hazardous industries such as construction, trucking, logging, agricult...Show More

Ethical Profile

Mixed.

AMERISAFE, Inc. holds a 'Mixed' ethical rating. A significant HIPAA data breach has been linked to AMERISAFE, allegedly impacting 74,884 individuals. This breach compromised sensitive personal health information, including names and claim details, via email. While an Incident Response Plan exists, critics suggest stronger preventative measures are needed. Across areas like fair pay, environmental impact, and honest business, AMERISAFE provides limited public quantitative data. While initiatives like electronic records and LED lighting are noted, and a DitchCarbon score is higher than 65% of peers, detailed metrics are largely absent.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect10
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products-40
-100100

Better Health for All

0

No evidence available to assess AMERISAFE, Inc. on Better Health for All.

Fair Money & Economic Opportunity

0

AMERISAFE, Inc. is a specialty provider of workers’ compensation insurance.

1
The provided articles do not contain specific quantitative data or concrete facts relevant to the defined KPIs for Fair Money & Economic Opportunity. While the company engages in community involvement, such as sponsoring a Christmas raffle for an organization supporting individuals with disabilities and offering scholarships, this evidence does not align with the specific metrics required by the rubric, such as a share of the insurance book aimed at underserved segments, a percentage of profit reinvested in community finance, or the impact of financial literacy programs.
2
Therefore, all KPIs are omitted due to a lack of direct, measurable evidence.

Fair Pay & Worker Respect

10

AMERISAFE's CEO to median employee pay ratio is 32:1, with the CEO earning $2,286,381 and the median employee earning $71,765.

1
The company has no public record of substantiated labor-law or human-rights violations in the past three years. Employee engagement, as indicated by an average rating of 3.2 out of 5 stars from 69 reviews, translates to 64% satisfaction, with 48% of employees recommending the company to a friend.
2

Fair Trade & Ethical Sourcing

0

AMERISAFE, Inc. is a specialty provider of workers' compensation insurance.

1
The company's business model does not involve the procurement or trade of physical commodities, nor does it have a supply chain that would typically expose it to upstream labor practices or require fair-trade certifications, material sourcing audits, or provenance mapping.
2
Therefore, all KPIs related to Fair Trade & Ethical Sourcing are scored as N/A, as the company's operations fall outside the scope of these specific supply chain and sourcing metrics.

Honest & Fair Business

0

No relevant data was found in the provided articles to assess AMSF.US against the 'Honest & Fair Business' ethical value. The articles did not contain information regarding regulatory fines, transparency benchmarks, whistleblower policies, financial restatements, audit coverage, ESG controversies, complaint resolution times, board independence, anti-corruption policies, or third-party verification of ethical claims.

Kind to Animals

0

AMERISAFE, Inc. is a service-oriented company providing workers' compensation insurance. Its business model does not involve products, animal testing, animal husbandry, animal-derived ingredients, or direct impact on wildlife habitats.

1
CrueltyFreeInvesting.org listed AMERISAFE, Inc. as having "No Animal Exploitation" in 2023.
2
Therefore, all KPIs related to animal-related activities are not applicable to the company's operations.

No War, No Weapons

0

AMERISAFE, Inc. is a specialty provider of workers’ compensation insurance, operating primarily in the United States. The company's Code of Business Conduct and Ethics, restated on October 28, 2025, and other provided articles, confirm that its core business is not related to arms manufacturing, defense contracting, or international conflict.

1
Therefore, all KPIs related to defense activities, dual-use technology, sales to embargoed regimes, peacebuilding investments, conflict divestment, board oversight of defense, exports, lobbying on arms control, humanitarian procurement, human rights due diligence in conflict areas, Arms Trade Treaty compliance, AI military safeguards, UN Guiding Principles alignment, dual-use screening, surveillance, ethical red lines, controversial weapons, war-risk audits, conflict partner reviews, defense divestment, conflict minerals, peace tech investment, conflict zone procurement, and ethical red lines compliance are not applicable to its operations.

Planet-Friendly Business

0

AMERISAFE, Inc. does not publicly report any of the requested metrics, including Scope 1-3 emissions, SBTi targets, renewable energy usage, water consumption, or environmental compliance.

1
This lack of publicly available data prevents an assessment of the company's climate commitments or progress.

Respect for Cultures & Communities

0

No specific, concrete data points were found in the provided articles that directly align with the quantitative thresholds defined in the rubric for any of the KPIs related to 'Respect for Cultures & Communities'. While the company mentioned having at least two formal partnerships (a local elementary school and the Community Foundation of SWLA) and providing scholarships, these details did not meet the exact quantitative requirements or scope of the rubric's KPIs, such as a specific number range for partnerships, a percentage of revenue reinvested, or a percentage of revenue donated to cultural heritage organizations.

1
Information regarding cultural appropriation incidents, impact assessment protocols, local employment ratios, or community grievance mechanisms was not explicitly stated or did not match the specific definitions of the KPIs.
2

Safe & Smart Tech

0

The provided articles do not contain specific, concrete data points or quantitative evidence for any of the 'Safe & Smart Tech' KPIs for AMSF.US (AMERISAFE, Inc.). While some articles mention general security procedures or the existence of training, they lack the specific metrics, percentages, or incident details required by the rubric for scoring. For example, , summarizing the company's 10-K filing, states that no specific data breach incidents or severity levels are reported, and no quantitative data on cybersecurity investment or privacy certifications is provided.

1
, from 'amerisafesolutions.us', details user rights and data security procedures for 'Amerisafe Solutions LLC', which is a distinct entity from 'AMERISAFE, Inc.' as defined in the prompt.
2
Therefore, all KPIs must be omitted due to a lack of explicit, attributable evidence.

Zero Waste & Sustainable Products

-40

AMERISAFE implemented several waste reduction initiatives in 2024, including achieving nearly 100% electronic records, improving HVAC monitoring, establishing recycling programs for paper, cardboard, and batteries, and replacing 295 lights with LED.

1
The company reported no waste disposal violations or citations in its 2025 Sustainability Report.
2
AMERISAFE provides clear disposal information on all products and packaging, and works with agents and brokers to educate customers on policies, safety services, premium audits, and claims processes, with training manuals available.
3

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.