Affinity Bancshares, Inc..
AFBI.US | Other monetary intermediation
Affinity Bancshares, Inc. operates as the bank holding company for Affinity Bank that provides banking and related financial services to individuals and businesses in Georgia. It offers various deposit products, including checking, savings, and money market accounts, as well as certificates of depos...Show More
Better Health for All
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Affinity Bancshares, Inc. (AFBI.US) operates as a bank holding company, providing banking and financial services.
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Its division, FitnessBank, offers savings and checking accounts with interest rates tied to daily step counts, which incentivizes physical activity.
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However, the company's principal goods and services are financial, not health-related products or services.
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Therefore, its core business activities are considered to have no significant positive or negative health impact.
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There is no evidence of revenue from products with negative health outcomes, direct safety implications, health-related pricing, or engagement with vulnerable populations for health needs.
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The company's R&D, operations, and programs are not focused on health innovation, externalities, equity, workforce support, preventative measures, health data, crisis response, mental health, patents, nutrition, education, addiction, or clinical trials.
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Fair Money & Economic Opportunity
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No evidence available to assess Affinity Bancshares, Inc. on Fair Money & Economic Opportunity.
Fair Pay & Worker Respect
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No specific quantitative data was found in the provided articles to assess AFBI.US against the KPIs for Fair Pay & Worker Respect. Information regarding CEO median pay ratio could not be calculated due to the absence of median employee compensation data.
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Employee reviews mentioned 'very high' turnover, but a specific percentage for voluntary turnover was not provided.
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No other relevant quantitative metrics were available.
Fair Trade & Ethical Sourcing
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No evidence available to assess Affinity Bancshares, Inc. on Fair Trade & Ethical Sourcing.
Honest & Fair Business
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No specific, concrete data points or relevant information were found in the provided articles for any of the 'Honest & Fair Business' KPIs. The articles explicitly state that no quantitative data or information is available for metrics such as regulatory fines, transparency index scores, whistleblower policies, financial restatements, audit coverage, ESG controversy scores, complaint resolution times, board conflict percentages, anti-corruption policies, or third-party verification.
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While one article mentions lawsuits and demand letters alleging a misleading proxy statement, it does not provide evidence of regulatory fines, a quantified controversy score from a recognized benchmark, or financial restatements.
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Kind to Animals
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Affinity Bancshares, Inc. operates as a bank holding company providing financial services.
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Its core business activities, which include deposit products and various loan types, do not involve animal testing, animal-derived products, animal agriculture, or direct impact on wildlife habitats. Therefore, all KPIs related to animal welfare, testing, sourcing, and conservation are not applicable to the company's operations. No articles provided any relevant data for AFBI.US concerning the 'Kind to Animals' value.
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No War, No Weapons
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No sustainability data or information relevant to the 'No War, No Weapons' ethical value for AFBI.US was found in the provided articles. The articles either refer to a different entity (Affinity Equity Partners)
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or explicitly state that no sustainability data is available for AFBI.US,
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or that they do not contain relevant data for the specified value.
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Planet-Friendly Business
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The provided articles do not contain any specific, concrete data points or actions related to the company's environmental performance, targets, or initiatives.
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All relevant KPIs are explicitly stated as having no data available or are not mentioned in the provided information.
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Therefore, no KPIs can be scored.
Respect for Cultures & Communities
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The company provides contact information for general inquiries and complaints, which aligns with standard grievance processes.
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Its operations, as a bank, do not involve Free, Prior, and Informed Consent (FPIC) processes or engagement with indigenous suppliers, making these aspects not applicable to its business model.
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Safe & Smart Tech
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The company's FitnessBank privacy policy indicates that AI is used for interest rate determination, a high-risk application, but provides no details on AI ethics oversight, suggesting no formal policy.
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Similarly, there is limited transparency on AI-driven decisions, with no details on the algorithm used for interest rate determination.
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Users can request deletion of step tracker data and accounts, but this is limited to specific data and accounts, indicating basic data control options with significant limitations.
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The policy mentions collecting data for specific business purposes, suggesting some data minimization efforts.
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For regulatory compliance, the company incurred significant costs in 2023, including $2.3 million for Regulatory Technology, $1.7 million for Legal Consulting, and $1.1 million for Internal Audit, which points to a basic compliance approach with notable expenses.
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Zero Waste & Sustainable Products
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No specific data is available in the provided article regarding AFBI.US's waste diversion rate, product recyclability, packaging sustainability, recycled content percentage, single-use plastic reduction, take-back program coverage, circular design principles, waste reduction initiatives, hazardous waste management, product durability, repairability score, waste audit frequency, zero waste certification, waste disposal violations, material efficiency, packaging to product ratio, waste reduction targets, supplier waste requirements, or customer waste education.
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