Better Health for All

The provided articles describe XChange TEC.INC (XHG.US) as an insurance brokerage and insurance technology company.

While insurance can have indirect health implications, the articles explicitly state that no data relevant to 'Better Health for All' metrics is present, as the focus is on insurance brokerage and market expansion, not direct healthcare services or products. Consequently, there is no specific, concrete evidence to score any of the KPIs under the 'Better Health for All' value.

Fair Money & Economic Opportunity

Based on the available evidence, there is insufficient information to accurately assess XChange TEC.INC's performance regarding Fair Money & Economic Opportunity. The provided articles primarily focus on the company's financial performance, regulatory compliance, and expansion strategies, particularly the acquisition of a Hong Kong-based insurance broker

, , , . There is a lack of specific data related to key metrics such as underserved client share, pricing fairness, exploitative fee exposure, inclusion initiatives, data accessibility, fair lending compliance, wealth-building outcomes, profit reinvestment, financial literacy initiatives, debt burden ratio, geographic inclusion, and product simplicity , , , , , , . Without this information, a neutral score is assigned. Further research is needed to evaluate the company's impact on financial inclusion and economic opportunity for marginalized populations.

Fair Pay & Worker Respect

Certain of the company's PRC subsidiaries have not made full contributions to social security insurance plans and housing provident funds for their employees, failing to comply with relevant PRC regulations.

This indicates multiple moderate compliance issues. As medical insurance is part of the mandated social security plans, this non-compliance directly impacts the health insurance coverage for a portion of the workforce, specifically those employees in the non-compliant PRC subsidiaries.

No War, No Weapons

The provided articles consistently state that XChange TEC.INC (XHG.US) operates as a technology-driven apartment rental platform and explicitly mention that no data relevant to arms sales, peacebuilding, or conflict-related metrics is present.

One article also states that sustainability data is currently not available for XHG, and therefore no metrics from the key metrics list can be extracted. Due to the absence of specific, concrete data points for any of the KPIs, all KPIs must be omitted.

Respect for Cultures & Communities

No specific, concrete data points or information regarding XHG.US's performance on any of the 'Respect for Cultures & Communities' KPIs were found across the provided articles.

All articles explicitly state that no relevant data is available for assessment in this area.

Zero Waste & Sustainable Products

No specific, quantitative data points or concrete facts were found in the provided articles to assess XHG.US against any of the KPIs for Zero Waste & Sustainable Products.

The articles explicitly state a lack of relevant sustainability data, regulatory actions, certifications, or comparisons to industry benchmarks for XHG.US.