Velocity Financial Inc..
VEL.US | Other credit granting
Velocity Financial, Inc. is a commercial real estate finance company that originates and manages small balance commercial (SBC) loans. These loans are primarily secured by income-producing properties, such as multifamily, mixed-use, and small commercial assets. Velocity Financial focuses on providin...Show More
Better Health for All
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Velocity Financial, Inc. (VEL.US) is primarily a commercial real estate finance company. Its core business of originating small balance commercial loans is generally health-neutral. Through its December 2021 acquisition of Century Health & Housing Capital (CHHC), Velocity Financial also provides government-insured mortgage financing for multifamily housing, senior living, and long-term care facilities
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. CHHC further finances affordable housing programs, including those with Low-Income Housing Tax Credits (LIHTC) and Section 8 housing, which have income restrictions
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. While these activities indirectly support healthcare infrastructure and affordable housing for vulnerable populations, the provided articles do not offer quantitative data on the scale or impact of these efforts relative to Velocity Financial's entire operations. Consequently, KPIs requiring specific percentages of product portfolio, revenue, or population reach cannot be scored. The company's financial products do not have direct health impacts, safety implications, or addiction potential, nor do they involve health data, clinical trials, pharmaceutical patents, or food products, leading to neutral scores for related KPIs.
Fair Money & Economic Opportunity
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No specific, quantifiable evidence was found in the provided articles to assess Velocity Financial Inc. (VEL.US) against any of the KPIs for the 'Fair Money & Economic Opportunity' ethical value. The articles either refer to a different entity (Velocity Community Credit Union)
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, discuss a general industry event (FHFA TechSprint) without detailing VEL.US's specific actions or outcomes
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, or provide financial performance data that does not directly map to the ethical value's metrics
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. Information such as average loan coupons
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or nonperforming loan rates
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does not directly translate to the consumer-focused metrics of the rubric, nor is there data on underserved client share, fee structures, inclusion initiatives, or wealth-building outcomes.
Fair Pay & Worker Respect
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No specific quantitative data is available for any of the defined KPIs, such as living wage coverage, CEO to median pay ratio, collective bargaining share, safety incident rate, pay equity ratio, worker engagement score, turnover rate, labor violation incidents, insecure contract share, or health insurance coverage. Employee reviews indicate mixed sentiment, with concerns about 'poor' pay and benefits (2.3 out of 5 stars on Indeed
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, 3.8 out of 5 stars on Glassdoor
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, 3.7 out of 5 stars on AmbitionBox
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), low job security (2.0 out of 5 stars on Indeed
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, 2.6 out of 5 stars on AmbitionBox
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), and issues with management. However, some reviews also note positive work-life balance (4.0 out of 5 stars on Indeed
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, 4.3 out of 5 stars on Glassdoor
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) and 80% of employees on Glassdoor would recommend working at the company
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.
Fair Trade & Ethical Sourcing
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Velocity Financial, Inc. is a commercial real estate finance company, and as such, does not procure or trade physical commodities.
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Therefore, KPIs related to fair-trade certifications, supplier audits for welfare/sourcing, forced/child labor incidents in upstream supply chains, traceability of physical goods, remediation of supply chain violations, or high-risk material sourcing are not applicable. No specific quantitative data was provided for ethical clause coverage in supplier contracts or for supplier diversity spend.
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Honest & Fair Business
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Velocity Financial, Inc. has a formal whistleblower policy that outlines procedures for receiving, investigating, and treating complaints related to accounting, internal controls, auditing, legal, and regulatory matters
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. The policy includes a hotline and email portal for anonymous reporting
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and explicitly prohibits retaliation against whistleblowers
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. No other specific, concrete evidence was found for the remaining KPIs.
Kind to Animals
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No specific, concrete data points were found in the provided articles for Velocity Financial, Inc. (VEL.US) regarding any of the 'Kind to Animals' KPIs. Information related to 'Velocity Credit Union' was deemed not applicable to VEL.US. All other articles either explicitly stated 'no data' or were general in nature without specific information on VEL.US's animal welfare practices.
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No War, No Weapons
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No specific, concrete evidence regarding Velocity Financial Inc. (VEL.US) and its association with arms manufacturing, military contracts, or conflict facilitation was found in the provided articles. refers to 'Velocity Management,' a U.S. Army logistics initiative, which is a different entity
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. discusses other companies and investment funds, not VEL.US
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. Articles
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and
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had no content available. provided governance links but no specific data relevant to the KPIs
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.
Planet-Friendly Business
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The provided articles do not contain specific, quantifiable data or concrete actions related to any of the 'Planet-Friendly Business' KPIs for Velocity Financial, Inc. While an ESG Policy and a '2025/2026 Climate-Related Financial Risk Disclosure Report' are mentioned as available documents, their content is not provided, preventing assessment of their alignment or impact.
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Commitments to managing environmental impacts (energy, waste, water) and supporting UN Global Compact Principles are stated, but no performance metrics or outcomes are given.
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One article refers to 'Velocity Minerals Ltd.', which is a different entity and therefore irrelevant.
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Respect for Cultures & Communities
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No specific, concrete evidence was found in the provided articles regarding Velocity Financial Inc.'s performance on any of the KPIs related to Respect for Cultures & Communities. Articles either resulted in 404 errors
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,
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or, in the case of the ESG report summary, explicitly stated that no data on the requested metrics was provided.
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Safe & Smart Tech
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Velocity Financial Inc. has reported no data breaches or material cybersecurity incidents as of its March 2024 10-K filing.
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The company conducts security awareness training, including bi-annual or periodic training and simulated phishing campaigns.
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It also performs vulnerability scanning.
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For user data, the company's privacy policy allows users to access, update, or delete personal information (with standard legal or business exceptions) and opt-out of communications.
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Its cookie policy provides transparency on cookie usage and allows users to prevent cookie storage or opt-out of Google Analytics tracking, which anonymizes IP addresses.
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The company states it does not knowingly collect data from children under 13.
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Velocity Financial Inc. commits to following applicable laws and regulations, including SEC filings and NYSE rules.
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Zero Waste & Sustainable Products
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Velocity Financial, Inc. has no reported regulatory actions, violations, or fines related to waste disposal
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. This indicates a record of zero waste disposal violations.