MASHINIi

ZEAL NETWORK SE.

TIMA.XETRA | Gambling and betting activities

ZEAL Network SE, formerly Tipp24 SE, is a Germany-based holding company engaged in the online lottery business. The Company acts as a service provider for state-licensed lottery companies. It brokers lottery tickets to customers primarily through the Internet platforms LOTTO24.de and Tipp24.com. The...Show More

Ethical Profile

Mixed.

Operating as an online lottery broker, ZEAL NETWORK SE acknowledges the gambling industry's inherent risks to mental health and financial well-being. To mitigate this, the company partners with Mindway AI, deploying AI-based GameScanner for gambling risk detection to support at-risk individuals. The company reports strong employee satisfaction, evidenced by a remarkably low 0.64% turnover in 2023. Employees reportedly earned an average monthly salary of €5,978 (2022), with 20.6% participating in an Employee Stock Purchase Plan. Critically, no employees are covered by union-negotiated pay agreements. Many ethical areas lack sufficient data, including fair money, ethical sourcing, honest business, and environmental impact. While user data is encrypted and GDPR compliant, details on cybersecurity investment or breach history are not publicly disclosed.

Value Scores

Better Health for All-40
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect10
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech-20
-100100
Zero Waste & Sustainable Products-30
-100100

Better Health for All

-40

ZEAL Network SE's core product, online lottery, has a low potential for addiction, which represents a negative health impact.

1
The company has partnered with Mindway AI to implement an AI-based gambling risk detection system (GameScanner) to identify gamblers at risk of addiction.
2
This system, described as a 'virtual psychologist,' is one of the first products focused entirely on detecting gambling problems, demonstrating a comprehensive approach to addiction mitigation.
3
ZEAL prioritizes player protection and addiction prevention, viewing this as important regardless of legal requirements.
4
This initiative also contributes to mental health by addressing gambling addiction.

Fair Money & Economic Opportunity

0

No evidence available to assess ZEAL NETWORK SE on Fair Money & Economic Opportunity.

Fair Pay & Worker Respect

10

In 2022, ZEAL Network SE reported that no employees were covered by union-negotiated pay agreements.

1
The company's occupational health and safety record for 2022 showed one work-related injury and no fatalities, resulting in a calculated TRIR of approximately 0.51 per 200,000 hours.
2
Employee satisfaction, measured by eNPS, was 37 in 2023.
3
The voluntary employee turnover rate was 0.64% in 2023 and 1.47% in 2022.
4
No violations, controversies, or legal proceedings related to fair pay, worker respect, or labor law were recorded in 2022.
5
The company reported that 100% of its workforce was on permanent contracts in 2022.

Fair Trade & Ethical Sourcing

0

No evidence available to assess ZEAL NETWORK SE on Fair Trade & Ethical Sourcing.

Honest & Fair Business

0

ZEAL Network SE reported no fines or sanctions related to product/service information, labeling, or unethical/unlawful marketing in 2022, 2023, or 2024.

1
The company also had no financial restatements mentioned in the provided articles.
2
The Annual Financial Statements and Consolidated Financial Statements for fiscal year 2024 were 100% audited by independent auditors, EY GmbH & Co. KG Wirtschaftsprüfungsgesellschaft, who issued an unqualified audit certificate.
3
ZEAL operates publicly accessible whistleblowing channels according to German regulation, including anonymous reporting, available in all relevant languages, and reported no relevant reports received through this system in 2024.
4
The company has a Code of Conduct/Code of Ethics and an Anti-Money Laundering Policy published in 2023, with no reported cases of money laundering or corruption in 2024.
5
Compliance trainings are mandatory for all employees.
6
The company's ESG controversy score is in the top-40% (better than median). ZEAL reserves the right to conduct audits or request further information from third parties to evaluate their compliance with labor standards and slavery and human trafficking legislation, indicating approximately 50% of ethical claims are independently verified.
7

Kind to Animals

0

ZEAL Network SE operates as an online lottery broker, providing digital services.

1
Its business model does not involve the production of physical goods, animal-derived ingredients, animal testing, animal agriculture, or direct impact on wildlife habitats.
2
Therefore, all KPIs related to animal welfare, cruelty-free practices, and animal-related operations are not applicable to the company's activities.

No War, No Weapons

0

ZEAL Network SE operates as an online lottery broker, generating revenue from facilitating lottery ticket sales.

1
The company's core business, as described, involves no direct or indirect engagement with arms manufacturing, military contracts, or conflict facilitation.
2
There is no evidence of revenue from defense contracts, investment in dual-use technologies with military applications, sales to embargoed regimes, or any other activities related to war or weapons.
3
The company's use of AI is for player protection and age verification, which are civilian applications.
4
Therefore, most KPIs related to the 'No War, No Weapons' value are not applicable to its operations.

Planet-Friendly Business

0

No evidence available to assess ZEAL NETWORK SE on Planet-Friendly Business.

Respect for Cultures & Communities

0

No evidence available to assess ZEAL NETWORK SE on Respect for Cultures & Communities.

Safe & Smart Tech

-20

Data exchanged between user computers and LOTTO24 is encrypted, and app access to customer accounts is encrypted and subject to the latest technical standards, which aligns with industry-standard encryption practices.

1
The company anonymizes IP addresses after 24 hours.
2
However, the company only explicitly states that users can revoke consent for investor relations newsletters, indicating basic data control options with significant limitations.
3
ZEAL Network SE states compliance with GDPR and national laws, and its Tipp24 app is licensed by the state and controlled by the British Gambling Commission, which is a standard approach to regulatory compliance.
4

Zero Waste & Sustainable Products

-30

The company reported no waste disposal violations or citations for 2022.

1
No specific quantitative data related to waste diversion, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design, waste reduction initiatives, hazardous waste management, product durability, repairability, waste audit frequency, zero waste certification, material efficiency, packaging to product ratio, waste reduction targets, supplier waste requirements, or customer waste education is provided in the articles.

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.