MASHINIi

SurgePays, Inc..

SURG.US | Other telecommunications activities

SurgePays, Inc. is a fintech and telecom company focused on providing financial services and prepaid products to the underbanked and underserved. The company operates through a network of convenience stores and other retail locations, offering services such as prepaid wireless, top-ups, money transf...Show More

Ethical Profile

Mixed.

SurgePays, Inc. (SURG.US) presents a mixed ethical profile. The company's core mission involves providing mobile broadband and fintech solutions to underserved communities, including subsidized connectivity through the Lifeline program. However, critics point to potential risks within its business model, such as the possibility for exploitative fees or predatory lending practices, particularly via its convenience store network. Concerns also exist regarding transparent pricing and consumer protection for vulnerable populations. On the positive side, SurgePays reports no data breaches in the past two years and maintains above-average security measures. Many other ethical areas, including fair pay and environmental impact, lack sufficient public data for a comprehensive assessment.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity-10
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

SurgePays is a fintech and telecom company. Its core business involves providing prepaid wireless, top-ups, money transfers, and other financial solutions.

1
The company explicitly targets low-income and underserved communities, providing subsidized connectivity through programs like Lifeline, and has enrolled over 70,000 Lifeline customers, migrating up to 280,000 subscribers.
2
However, the provided articles do not contain any evidence that SurgePays' products or services are directly related to health outcomes, medical treatments, preventative healthcare, or mental/physical wellness programs, as defined by the 'Better Health for All' value. Therefore, all KPIs are scored as 'Not Applicable' or 'Neutral' as there is no direct health impact or health-related activity evidenced.

Fair Money & Economic Opportunity

-10

SurgePays operates a nationwide retail network and focuses on underserved and rural communities, with approximately 8,000 convenience stores in its network.

1
The company has received approval to offer subsidized mobile broadband in 14 states.
2
SurgePays offers the Lifeline program, providing a monthly discount of $9.25 to $34.25 to eligible low-income subscribers, and plans to extend this to its 280,000 Affordable Connectivity Program (ACP) customers.
3
The company also announced free wireless service for SNAP/EBT households impacted by a government shutdown in October 2025.
4
SurgePays is licensed by the FCC to provide subsidized mobile broadband services under the ACP.
5
The company had a compliance dispute with the Corporation Commission of Oklahoma, which was settled in September 2021.
6

Fair Pay & Worker Respect

0

No evidence available to assess SurgePays, Inc. on Fair Pay & Worker Respect.

Fair Trade & Ethical Sourcing

0

No specific, concrete, or quantitative data was found across the provided articles to assess SurgePays, Inc. against any of the Fair Trade & Ethical Sourcing KPIs.

1
The articles either explicitly state no relevant information is available for these metrics or provide general statements of commitment without specific, measurable outcomes or data points.
2

Honest & Fair Business

0

No evidence available to assess SurgePays, Inc. on Honest & Fair Business.

Kind to Animals

0

No evidence available to assess SurgePays, Inc. on Kind to Animals.

No War, No Weapons

0

The provided articles do not contain any specific, concrete data points or explicit statements regarding SurgePays, Inc.'s involvement in arms manufacturing, military contracts, dual-use technologies, sales to embargoed regimes, peacebuilding initiatives, or any other metrics relevant to the 'No War, No Weapons' ethical value.

1
For all relevant KPIs, the articles explicitly state 'No information found' or 'Not applicable,' indicating an absence of scorable evidence.
2
Therefore, no KPIs can be scored based on the available evidence.

Planet-Friendly Business

0

No evidence available to assess SurgePays, Inc. on Planet-Friendly Business.

Respect for Cultures & Communities

0

No specific, concrete evidence was found in the provided articles regarding SurgePays, Inc.'s performance on any of the KPIs related to Respect for Cultures & Communities. The articles primarily contain financial data, executive compensation details, and corporate governance information, none of which address community engagement, cultural preservation, or related practices.

Safe & Smart Tech

0

The provided articles do not contain specific, concrete data points or explicit qualitative evidence to assess SurgePays, Inc. against any of the 'Safe & Smart Tech' KPIs. Information regarding data breaches, AI ethics governance, cybersecurity investment, privacy certifications, security training effectiveness, encryption implementation, AI audit practices, algorithmic transparency, unauthorized data use, user data control, authentication security, vulnerability management, bug bounty effectiveness, privacy by design, security testing coverage, data minimization, regulatory compliance, algorithmic harm remediation, or digital rights advocacy is not present in a measurable or scorable format.

1
The articles either state that no specific data is provided or that no regulatory actions/certifications are mentioned, which, according to the rules, means these KPIs must be omitted.
2

Zero Waste & Sustainable Products

0

No evidence was found in the provided articles regarding SurgePays, Inc.'s performance on any of the 'Zero Waste & Sustainable Products' KPIs, including waste diversion, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design principles, waste reduction initiatives, hazardous waste management, product durability, repairability, waste audit frequency, zero waste certification, waste disposal violations, material efficiency, packaging-to-product ratio, waste reduction targets, supplier waste requirements, or customer waste education.

1
The articles focused on the company's financial, operational, and business model details.
2

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.