MASHINIi

Qatar National Bank (Q.P.S.C.).

QNBK.QSE | N/A

...

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business-20
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business-30
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech10
-100100
Zero Waste & Sustainable Products-40
-100100

Better Health for All

0

No evidence available to assess Qatar National Bank (Q.P.S.C.) on Better Health for All.

Fair Money & Economic Opportunity

0

No specific, quantitative data points regarding QNBK.QSE's performance against the Fair Money & Economic Opportunity KPIs were found in the provided articles. The articles primarily offer links to annual reports or discuss general reports about entrepreneurship in Qatar, without detailing the company's specific actions, outcomes, or financial metrics related to fair lending, inclusion, or customer wealth building.

Fair Pay & Worker Respect

0

QNB Group reported no major disputes or lawsuits in 2024.

1
Additionally, no penalties of any kind were imposed on the bank by any regulatory authority during 2025.
2

Fair Trade & Ethical Sourcing

0

QNB conducts annual on-site visits to evaluate and inspect third-party supplier operations and their sub-contractors in Doha, Qatar.

1
A Third Party Risk Attestation process for relevant International Branches is completed on an annual basis.
2
The company has a zero-tolerance policy towards child and forced labor, explicitly prohibiting their use in its workforce and supply chain, and states that it has zero incidents of forced or child labor.
3
QNB requires all existing and prospective third-party suppliers to sign its Third Party Supplier Code of Conduct, which is legally binding and incorporated by reference into contracts.
4

Honest & Fair Business

-20

QNB Group maintains a robust Whistleblowing Policy and related-channels, with e-learning modules on whistleblowing rolled out to employees.

1
In 2024, the fraud team received and treated 7 cases related to fraud allegations and breaches of internal procedures.
2
The company has comprehensive anti-corruption and anti-bribery policies in place, which are regularly updated, and e-learning modules on anti-bribery and corruption are rolled out to employees.
3
Ernst & Young (EY) provides a limited assurance report on QNB's compliance with Qatar Financial Markets Authority (QFMA) regulations as of December 31, 2024.
4
QNB conducts a comprehensive assessment of Board of Directors (BOD) member independence and conflict of interest annually.
5
For its subsidiary QNB Faktoring, financial statements are audited twice a year by independent audit firms in compliance with BRSA legislation, covering 100% of its operations.
6

Kind to Animals

0

QNB Group, a financial institution, has an Environmental and Social Risk Management (ESRM) Policy Framework, updated in October 2024, which prohibits financing activities involving live animal testing for non-medical purposes, the use of endangered species or non-human primates for testing, operating fur farms, or trading/manufacturing fur products.

1
This policy applies to QNB Group operations, including headquarters and subsidiaries where QNB holds a majority stake, for corporate and project finance transactions meeting specific thresholds.
2
QNB Leasing Company, a subsidiary, also has an Environmental and Social Risk Policy Framework from April 2022 with similar prohibitions on financing these activities.
3
As a financial institution, the company does not have products requiring cruelty-free certification, conduct in-house animal testing, or engage in animal husbandry or agriculture.

No War, No Weapons

0

The provided articles do not contain specific, concrete data points for Qatar National Bank (Q.P.S.C.) (QNBK.QSE) that directly map to the quantitative thresholds of the 'No War, No Weapons' ethical value rubric. Information available primarily pertains to the State of Qatar's actions, pledges, or general sustainability reporting by QNB Group without specific details on defense-related revenues, dual-use technologies, sales to embargoed regimes, peacebuilding investments, or other relevant KPIs for the company itself. Allegations of terrorist financing involving Qatar National Bank were reported in 2022, and QNBK held $6 billion in Iranian funds for humanitarian use under U.S. Treasury oversight.

1

Planet-Friendly Business

-30

QNB Group sources 100% of its electricity from renewable sources in key operations, including head office and operational buildings, verified by I-REC certificates since 2021.

1
The company has a net-zero target year of 2053.
2
QNB Group has fully adopted TCFD recommendations, integrating climate risk into its lending, with scenario analysis peer-reviewed. QNB Group conducts comprehensive climate scenario analysis, including 1.5°C, 2°C, and 3°C+ pathways, explicitly linking it to strategic planning. The company provides growing disclosure of climate-related assets at risk, with qualitative discussions of transitional risks and outlined management approaches. For waste management, QNB Bank (a subsidiary) recovered 25.32% of its total waste in 2023, while 47.58% was disposed of through landfilling, incineration, or combustion.
3
QNB Faktoring (another subsidiary) reported zero fines for environmental regulation violations in 2024.
4
QNB Group's ESRM Policy Framework includes an exclusion list for illegal logging or deforestation and activities leading to large-scale forest degradation, with a formal zero-deforestation policy and basic traceability systems.
5
For green building certifications, QNB Faktoring's Head Office has LEED Certification, and QIB (a different entity) has two certified facilities, but a company-wide percentage is not provided.
6

Respect for Cultures & Communities

0

QNB Group acknowledges and complies with a law requiring companies to contribute at least 2.5% of their annual net profits to philanthropic, sports, social, and charitable causes.

1
While the company engages in various CSR activities, including arts and culture, there is no specific percentage of revenue or net profits explicitly allocated to cultural heritage organizations.
2
The company was also a strategic banking partner and sponsor of Expo 2023 Doha Qatar™.
3
No cultural appropriation incidents have been reported in the provided articles.
4

Safe & Smart Tech

10

QNB has not experienced any documented data breaches in the past 5 years, with the last reported incident occurring in 2016.

1
The company ensures that all employees undergo mandatory annual cybersecurity awareness training, and comprehensive e-learning programs on anti-fraud principles and other compliance topics are rolled out across the Group.
2
QNB holds ISO/IEC 27001, PCI DSS, and SOC 2 Type 2 certifications, which are maintained through regular audits.
3
The company has a strong regulatory compliance program, adhering to Qatar Central Bank (QCB) and Qatar Financial Markets Authority (QFMA) obligations, and received no regulatory penalties in 2025.
4
QNB also received the Data Protection Innovation of the Year Award in 2025.
5
The Group Cybersecurity Committee (GCSC) oversees cybersecurity, and a dedicated Security Operations Center (SOC) operates 24/7.
6
QNB prioritizes ethical and transparent data usage, embedding global data protection standards and data ethics principles into AI systems, and ensures individuals can exercise data subject rights including access, correction, deletion, and portability.
7
The company states it will not disclose personal data to third parties unless authorized or legally required.
8
QNB aims to avoid using personal data beyond what is necessary and deletes data when no longer required by law.
9
The company has deployed the SailPoint Identity Governance solution, enabling automated and well-governed access provisioning across ten critical applications.
10
However, QNB's vulnerability management practices indicate critical vulnerabilities are patched within 21-30 days on average. While QNB states privacy and data protection requirements are embedded into systems and processes, only 35-50% of products are assessed for privacy impacts. Similarly, 40-55% of systems undergo regular security testing, with comprehensive methodology for critical systems.

Zero Waste & Sustainable Products

-40

QNB Group reported no waste disposal violations in the past three years (2022-2024). QNB Faktoring, a subsidiary, received a zero waste certificate.

1
QNB Finansbank, another subsidiary, monitors water withdrawals monthly via official invoices and conducts internal audits, with total withdrawals verified by a third party according to ISO 14064-3 and WBCSD protocol standards.
2

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.