MASHINIi

Provident Financial Holdings, Inc..

PROV.US | Other monetary intermediation

Provident Financial Holdings, Inc. is the holding company for Provident Savings Bank, F.S.B. The bank provides a range of financial services, including deposit accounts, real estate loans, construction loans, commercial loans, and consumer loans. It primarily serves individuals, families, and busine...Show More

Ethical Profile

Mixed.

Not enough information to create an ethical profile.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business-80
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

No evidence available to assess Provident Financial Holdings, Inc. on Better Health for All.

Fair Money & Economic Opportunity

0

No evidence available to assess Provident Financial Holdings, Inc. on Fair Money & Economic Opportunity.

Fair Pay & Worker Respect

0

No evidence available to assess Provident Financial Holdings, Inc. on Fair Pay & Worker Respect.

Fair Trade & Ethical Sourcing

0

Provident Financial Holdings, Inc. operates as a bank, providing financial services such as deposit accounts and various types of loans.

1
The ethical value 'Fair Trade & Ethical Sourcing' and its associated KPIs are primarily designed for companies involved in the procurement and trade of physical commodities, manufacturing, or agriculture, where issues like child/forced labour, fair trade certifications, and supply chain traceability are directly applicable. As a financial institution, Provident Financial Holdings, Inc. does not procure or trade physical commodities, nor does it have a supply chain that would typically require welfare or sourcing audits, or involve high-risk materials. Therefore, the KPIs related to these aspects are not applicable to its business model. No evidence was found regarding supplier diversity spend.
2

Honest & Fair Business

0

No evidence available to assess Provident Financial Holdings, Inc. on Honest & Fair Business.

Kind to Animals

0

Provident Financial Holdings, Inc. is a financial services company. Its core business model does not involve animal testing, animal-derived products, animal agriculture, or direct impact on wildlife habitats. The provided articles do not contain any evidence related to the company's direct operations or supply chain concerning animal welfare. While The Provident Bank Foundation awarded a $15,000 grant to The Calais School for an Animal Assisted Interventions program, this is a philanthropic donation to a third party for a therapeutic program, not evidence of the company's direct performance against any of the specified animal welfare KPIs.

1

No War, No Weapons

0

No evidence available to assess Provident Financial Holdings, Inc. on No War, No Weapons.

Planet-Friendly Business

-80

Provident Land Holdings Company and Provident Construction Company, defendants in a civil action, were involved in unpermitted discharges of dredged or fill material into approximately 6.5 acres of jurisdictional waters at the Murray Crossing Phase IV Subdivision between August 2015 and March 2016, violating the Clean Water Act.

1
This constitutes 2-4 minor environmental violations. The company had prior knowledge that fill material was placed in areas flagged as jurisdictional waters by an environmental consultant, and it would have been possible to develop the subdivision while avoiding these waters.
2
The United States seeks civil penalties and to compel the defendants to purchase wetland mitigation credits and restore the sites.
3
Provident Financial Holdings, Inc.'s total revenue for the fiscal year ended June 30, 2025, was approximately $39.00 million, which is below the $500 million threshold for mandatory climate-related financial risk reporting under California's SB 261, and below the $1 billion threshold for Scope 3 disclosure under SB 253.
4
The company does not have any sustainability or responsibility reports available on ResponsibilityReports.com.
5
There is no evidence of formal climate-related financial risk disclosures, climate scenario analysis, or transparency regarding stranded asset risks for the company.
6
No projects were subject to full environmental impact assessments.
7

Respect for Cultures & Communities

0

No evidence available to assess Provident Financial Holdings, Inc. on Respect for Cultures & Communities.

Safe & Smart Tech

0

No evidence available to assess Provident Financial Holdings, Inc. on Safe & Smart Tech.

Zero Waste & Sustainable Products

0

No specific data or information regarding Provident Financial Holdings, Inc.'s performance on waste diversion rates, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design principles, waste reduction initiatives, hazardous waste management, product durability, repairability, waste audit frequency, zero waste certification, waste disposal violations, material efficiency, packaging-to-product ratio, waste reduction targets, supplier waste requirements, or customer waste education was found in the provided articles.

1

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.