MASHINIi

OFS Capital Corporation.

OFS.US | Trusts, funds and similar financial entities

OFS Capital Corporation is a specialty finance company that provides capital solutions to lower middle-market companies in the United States. It primarily invests in senior secured loans, second lien loans, and subordinated debt, often with warrants or other equity components. OFS Capital aims to ge...Show More

Ethical Profile

Mixed.

OFS Capital Corporation receives a mixed ethical rating. On environmental impact, the company reports a 73.7% reduction in water usage per sales dollar (since 2008) and a 47.9% reduction in MTCO2e per sales dollar (since 2016). However, annual Scope 1 and 2 emissions remain 50,000-55,000 metric tons CO2e, with renewable energy at just 6.6%. Critics point to a lack of Scope 3 emissions data or climate targets. For Safe & Smart Tech, OFS Capital implements mandatory annual cybersecurity training, quarterly phishing tests, and regular security assessments. Users reportedly have data rights. Disclosed cybersecurity risks are below the S&P 500 average. Information on Fair Pay & Worker Respect, Honest & Fair Business, and other ethical areas is largely insufficient for a detailed assessment.

Value Scores

Better Health for All10
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business-30
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech-10
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

10

OFS Capital Corporation, a specialty finance company, invests in businesses that provide health-related services.

1
Of the 22 specific investments listed, 19 are in companies offering substantial health benefits, such as home health services, medical staffing, primary care, electronic health records, medical beds, mental health services, and fitness clubs.
2
This represents approximately 86% of its listed investment portfolio. One of its investments, Jobson Healthcare Information (JHI), provides certified continuing education experiences designed to positively impact healthcare delivery and professional development for over 1 million healthcare professionals.
3
JHI also informs and educates a network of over one million healthcare professionals across multiple specialties, including the pharmacy community.
4
OFS also invested in CenExel Clinical Research, Inc., an operator of clinical sites conducting trials for pharmaceutical development and FDA approval.
5

Fair Money & Economic Opportunity

0

OFS Capital Corporation is a specialty finance company that provides capital solutions to lower middle-market companies. Its minimum investment is $100,000, with transaction sizes ranging from $5 million to $35 million for companies with $5 million to $50 million in EBITDA.

1
Given this business model, the company does not offer lending or deposit services to individual consumers, nor does it target low-income, rural, immigrant, minority, or credit-invisible populations. Consequently, KPIs related to consumer credit products, financial inclusion initiatives for micro-segments, customer data accessibility, fair lending compliance for consumer loans, wealth-building outcomes for individuals, profit reinvestment in community finance, financial literacy programs for consumers, customer debt burden ratios, geographic inclusion for banking deserts, or product simplicity for a broad consumer base are not applicable to its operations.

Fair Pay & Worker Respect

0

No quantitative data was provided in the articles for OFS.US regarding any of the Fair Pay & Worker Respect KPIs, including living wage coverage, CEO median pay ratio, collective bargaining share, safety incident rate, pay equity ratio, worker engagement score, turnover rate, labor violation incidents, insecure contract share, or health insurance coverage.

1
The article specifically about OFS.US states that it does not provide quantitative data relevant to the requested metrics.
2

Fair Trade & Ethical Sourcing

0

No evidence available to assess OFS Capital Corporation on Fair Trade & Ethical Sourcing.

Honest & Fair Business

0

No specific, quantitative evidence was found in the provided articles to assess OFS.US against any of the 'Honest & Fair Business' KPIs. explicitly states that no quantitative data or specific details on compliance metrics are provided.

1
was unable to be summarized due to throttling, preventing data extraction.
2

Kind to Animals

0

OFS Capital Corporation is a specialty finance company. Its business model does not involve activities such as product manufacturing, animal testing, animal agriculture, or sourcing animal-derived ingredients.

1
Therefore, all animal welfare KPIs are not applicable to its direct operations. The company is listed by crueltyfreeinvesting.org as having 'No Animal Exploitation'.
2

No War, No Weapons

0

No evidence available to assess OFS Capital Corporation on No War, No Weapons.

Planet-Friendly Business

-30

OFS.US reports Scope 1 and 2 emissions between 50,000-55,000 metric tons CO2e annually, but does not mention Scope 3 emissions.

1
Given its primary business as a specialty finance company, with some manufacturing operations, its direct operational GHG emissions are considered non-material. The company sources 6.6% of its total energy from renewables.
2
Water usage per sales dollar has seen a 73.7% reduction from 2008 levels, but the absolute water usage is not provided, making it difficult to assess materiality.
3
OFS Headquarters holds WELLv2 Platinum certification, and the company has approximately 2,148,132 sq. ft. of manufacturing space across 17 facilities.
4
The company diverted 432,540 lbs of metal, plastic, paper, and cardboard, and 1332.5 tons of wood waste from landfill in 2022.
5
OFS owns 7,100 acres of FSC® and American Tree Farm Program certified forestland, which sequesters 7,698 metric tonnes of CO2 annually.
6
No environmental compliance violations are mentioned.
7

Respect for Cultures & Communities

0

No evidence available to assess OFS Capital Corporation on Respect for Cultures & Communities.

Safe & Smart Tech

-10

The company has reported no data breaches or incidents of unauthorized data use.

1
Employees receive mandatory cybersecurity training at new hire and annually, with periodic updates and quarterly phishing/social engineering tests.
2
The privacy policy states that data retention is based on business needs and legal obligations.
3
The company mentions compliance with CCPA and GDPR.
4
Vulnerability management is part of the IT Department's processes, and security assessments, penetration testing, and audits are performed.
5
However, the privacy policy only outlines basic user choices and rights, such as opting out of marketing emails and rights to access, delete, and correct data, without providing specific details on the level of control users have over their personal data and privacy settings.
6

Zero Waste & Sustainable Products

0

No evidence available to assess OFS Capital Corporation on Zero Waste & Sustainable Products.

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.