Fair Pay & Worker Respect

For the 2023 fiscal year, the CEO's total compensation was $1,582,651, while the median employee pay was $111,432, resulting in a CEO to median employee pay ratio of 14:1.

Employee reviews on Glassdoor.com show that 85% of employees would recommend working at MainStreet Bank. The voluntary employee turnover rate was 18% in 2024, which is lower than the industry average of 25%.

Fair Trade & Ethical Sourcing

MainStreet Bancshares, Inc. is a financial institution, and as such, most KPIs related to 'Fair Trade & Ethical Sourcing' are not applicable to its business model, which does not involve procuring or trading physical commodities, nor does it have a supply chain requiring welfare or sourcing audits for physical goods. Therefore, KPIs such as fair-trade certification, audit frequency, forced/child labor incidents, traceability, remediation speed, ethical sourcing clauses, and materials risk index are scored as N/A (0). Regarding supplier diversity, the bank states it emphasizes diversity in its business practices and supports diverse business owners.

However, no specific percentage of procurement budget directed to indigenous, minority, or local community suppliers is provided. The absence of a specific percentage means there is no evidence to support a positive score, and the general statement of support does not meet the quantitative thresholds for positive tiers. Without a specific percentage, the lowest negative tier with a general statement of support is chosen, which is -40 for having a formal supplier-diversity policy in place, but no specific spend data.

Kind to Animals

MainStreet Bancshares, Inc. is a bank providing financial products and services. Its core business model does not involve activities such as product manufacturing, animal testing, animal husbandry, or sourcing animal-derived ingredients. Therefore, the majority of the 'Kind to Animals' KPIs are not applicable to its operations and are scored as N/A (0). The company's 'Making Change' employee giving program, which started in Spring 2023, allows employees to donate $1,000 annually to various local organizations.

In 2024, $27,000 was donated to animal organizations, including Friends of Homeless Animals, which received $11,000 to cover nearly half of its annual pet food budget. While these are contributions to animal welfare, the evidence does not provide specific, measurable data for KPIs related to wildlife conservation impact or policy engagement, leading to their omission.

No War, No Weapons

No specific evidence was found in the provided articles to assess MainStreet Bancshares, Inc. against any of the KPIs for the 'No War, No Weapons' ethical value. The company's core business is banking, and the articles do not contain explicit information regarding arms contracts, dual-use technologies, sales to embargoed regimes, peacebuilding investments (as a proportion of revenue), divestment policies, board oversight of defense activities, export certifications, lobbying related to arms control, humanitarian procurement, human rights due diligence in conflict areas, Arms Trade Treaty compliance, AI military safeguards, UN Guiding Principles alignment, dual-use screening, surveillance transparency, ethical red lines, exposure to controversial weapons, war-risk audits, conflict partner reviews, defense divestment, conflict minerals, peace tech investment, conflict zone procurement, or ethical red lines compliance.

While the company engages in community development, this is not explicitly defined as peacebuilding or disarmament initiatives, nor is a proportion of revenue allocated to it.

Planet-Friendly Business

No specific, concrete data points were found in the provided articles for any of the Planet-Friendly Business KPIs.

The articles explicitly state a lack of data regarding emissions, renewable energy, water use, waste, certifications, climate targets, or any other environmental performance metrics. While the Board Supervision Policy mentions integrating ESG risks and opportunities into strategy and developing a comprehensive ESG initiative, this is a policy statement and not evidence of specific actions or outcomes against the defined KPIs.

Safe & Smart Tech

MainStreet Bancshares experienced a data breach in March 2025, impacting approximately 4.65% of its customer base through a third-party vendor.

Compromised data included card names, numbers, and expiration dates, but not Social Security numbers or bank account numbers. The company activated its incident response plan, launched an investigation, terminated the vendor, and notified customers on May 26, 2025, advising them to get new cards. The bank's own systems were not compromised, and the incident had no material impact on operations or finances. The bank collects biometric information (facial recognition, voiceprints) for identity verification and fraud prevention, collected and stored by third-party vendors who are contractually required to comply with applicable laws. Facial recognition data is stored for no more than 30 days by vendors. The bank states it does not sell or share personal information for targeted advertising or profiling. It uses security measures that comply with federal and state laws, including routers and firewalls, and TLS/SSL encryption. The company collects Social Security Number, Income, Account Balances, Payment History, Credit History, and Credit Scores, and shares this information for everyday business purposes and marketing, which cannot be limited by users. Users can contact the bank to correct personal information and, in some states, opt out of data sale/sharing or limit sensitive data use. The bank collects account usernames, email addresses, and passwords for digital services. The bank retains personal information as needed to provide services and comply with legal obligations. The privacy policy was revised in April 2024.