Better Health for All

Manulife Financial Corporation's core business as a financial services group means several health-related KPIs are not applicable, such as pharma patent flexibility, nutrition and food safety, addiction mitigation, and clinical trial ethics. For the remaining KPIs, while the company engages in initiatives like partnerships for longevity research

, funding mental health research for women , and raising mental health awareness , the provided articles do not contain the specific, quantifiable data points (e.g., percentage of R&D budget, revenue share from harmful products, specific resource allocations as a percentage of revenue, or measurable reach to vulnerable populations) required by the scoring rubric to assign a tier.

Fair Money & Economic Opportunity

No specific quantitative data was provided in the articles to assess Manulife Financial Corporation against the defined KPIs for Fair Money & Economic Opportunity. While the company engages in financial literacy programs for students and youth in Hong Kong

, the Philippines , and Boston , and has invested in a scholars program , the available information does not include metrics such as the percentage of total customers from underserved segments, average APRs or fee multiples, revenue from high-cost products, share of loan/insurance book aimed at low-income segments, customer data portability, specific fair lending compliance findings, measurable wealth-building outcomes for customers, percentage of annual pre-tax profit reinvested, or debt-to-income ratios. Therefore, no KPIs could be scored against the rubric's quantitative thresholds.

Fair Pay & Worker Respect

No relevant and verifiable data was found across the provided articles to assess Manulife Financial Corporation (MFC.US) against the 'Fair Pay & Worker Respect' ethical value. All articles either resulted in a 404 error

, , , or pertained to a different company (Bush Industries) and thus could not be used as evidence for MFC.US.

Kind to Animals

As a financial services company, Manulife's core business does not involve animal testing, animal-derived products, or direct animal husbandry. Therefore, KPIs such as cruelty-free certification, alternative testing usage, humane certified operations, ethical input substitution, cage-free sourcing, animal testing policy and volume, and animal-free R&D collaboration are not applicable. While Manulife Investment Management manages 5.7 million acres of forest and farmland

, and reports on land protection, tree planting, and stream miles protected by best management practices, the evidence does not provide measurable biodiversity impact, species recovery, or habitat restoration metrics as required by the wildlife conservation impact KPI. Similarly, a general sustainability assessment for vendors does not specifically address animal welfare compliance for animal-related suppliers. The company's statement that 100% of farms have regenerative practices does not provide specific details on animal agriculture ethics, such as enrichment, space allocation, or natural behavior enablement. Public policy engagement is noted for general sustainability and climate-related matters, but not specifically for animal welfare policy improvement.

No War, No Weapons

Manulife, a financial services company, has a key policy to exclude investments in companies manufacturing cluster munitions.

The Board of Directors' Corporate Governance and Nominating Committee reviews the company's sustainability strategy, risks, and opportunities. There is no evidence indicating that the company derives revenue from arms or defense contracts, nor is there any defense business to oversee.

Planet-Friendly Business

Manulife's total Scope 1, 2, and 3 greenhouse gas emissions for 2023 were 769,263 tCO₂e.

The company is committed to the Science Based Targets initiative, but validation is pending. Over 90% of its global properties held third-party sustainable building certifications in 2023. All 5.4 million acres of its owned forest assets are certified by the Sustainable Forestry Initiative or Forest Stewardship Council. Manulife reported no environmental compliance violations. The company disclosed approximately $68 billion, or 16% of its general account portfolio, as exposure to carbon-related assets and excludes direct investments in thermal coal mines and unabated thermal coal power plants. Its listed debt and equity portfolio's pathway is shifting from 2.9°C in 2019 to 2.5°C by 2027.

Respect for Cultures & Communities

No specific, quantitative data was found in the provided articles to assess Manulife Financial Corporation against the defined KPIs for 'Respect for Cultures & Communities'. The articles discuss general inclusion strategies, partnerships with health and research organizations, and engagement on indigenous rights with another financial firm

, but do not provide metrics such as the number of formal partnerships with indigenous groups, percentage of revenue reinvested locally, cultural appropriation incidents, cultural impact assessment protocols, local employment ratios, or other specific community-related data points required by the rubric.

Safe & Smart Tech

Manulife has declared Responsible AI Principles to govern AI development and deployment, emphasizing ethical data use, transparency, human empowerment, and alignment with sustainability and governance standards.

The company also has a statement on GDPR compliance for EU residents.