Better Health for All

Moody's offers comprehensive mental health programs for its employees, including a well-being portal

and a virtual series that engaged over 3,300 participants in 2023, demonstrating a holistic approach to employee well-being. The company's principal goods and services, which are credit ratings and risk analytics, have no significant direct positive or negative health impact. Moody's does not offer health-related products or services, nor does it collect or manage health-related data, making several health-related KPIs not applicable. Its business operations do not have significant health externalities, nor are they directly relevant to health crisis response, despite a $150,000 donation for humanitarian relief during natural disasters. The company does not engage in external health education, preventative health, or healthcare workforce support.

Fair Money & Economic Opportunity

Moody's Corporation operates as a B2B risk assessment firm, providing credit ratings, software, and analytical tools to corporations, governments, and financial institutions. It does not offer consumer lending or deposit services, nor does it have a loan or insurance book. Therefore, KPIs related to consumer-facing financial products, such as underserved client share, pricing fairness, exploitative fee exposure, fair lending compliance, debt burden ratio, geographic inclusion, and product simplicity, are not applicable to its core business. While Moody's Foundation has awarded over $12.5 million to strategic partners over five years to empower small businesses and promote economic inclusion

, and the company supports financial literacy and provides tools for entrepreneurs, the articles do not provide the specific quantitative data (e.g., percentage of users, percentage of profit reinvested, or program reach/outcomes) required by the rubric to score wealth building outcomes, profit reinvestment, or financial literacy initiatives. There is also no evidence of open-banking APIs or customer control over data sharing for the data accessibility KPI.

Fair Pay & Worker Respect

In 2023, Moody's achieved an employee engagement score of 77 out of 100, surpassing the global benchmark of 75.

The company conducts annual global pay equity analyses, correcting pay gaps between genders and ethnic groups, with results reported to the Board of Directors. These reviews aim to achieve pay parity between men and women in comparable roles, and in the U.S., across racial and ethnic groups. Moody's has been included in the Bloomberg Gender-Equality Index for four consecutive years. In 2023, 99% of employees received a performance and career development review. The company offers a comprehensive benefits program, including health insurance coverage and a Global Parental Leave Policy providing a minimum of 16 weeks of paid leave at 100% base salary for eligible employees. Moody's supports eight active Business Resource Groups with over 5,400 memberships globally as of December 31, 2020, and Moody's University provides over 50,000 training courses.

Fair Trade & Ethical Sourcing

Moody's Corporation operates as a global integrated risk assessment firm, providing credit ratings, data, and analytical tools.

As a service-based company, it does not procure or trade physical commodities. Consequently, KPIs related to fair-trade certified spend, traceability of physical goods, and the share of spend on high-risk materials are not applicable to its operations.

Honest & Fair Business

Moody's demonstrates high transparency, evidenced by its recognition on the CDP 2023 Climate Change ‘A’ List

and inclusion in the 2023 Dow Jones Sustainability Indices – World and North America. The company has an Integrity Hotline for reporting concerns , ensures all reports are investigated , and prohibits retaliation against those who report in good faith. Moody's maintains a strong anti-corruption framework, requiring all employees to complete annual compliance and ethics training , with additional anti-bribery and anti-corruption training for at-risk roles , supported by an internal Anti-Bribery Resource Center. Its inclusion in the Dow Jones Sustainability Indices also indicates a strong performance in managing ESG controversies.

Kind to Animals

Moody's Corporation is a financial services firm focused on financial analytics and credit ratings.

Its operations do not involve animal testing, ethical farming, animal husbandry, or the use of animal-derived products or ingredients. Therefore, most animal welfare-related KPIs are not applicable to its business model. While Moody's has partnered with organizations like the World Wildlife Fund to support ecosystem restoration, including mangrove restoration in Vietnam and Malaysia, and joined the Taskforce on Nature-related Financial Disclosures, the provided articles do not offer specific, measurable biodiversity impact, species recovery, or habitat restoration metrics required to score the 'wildlife_conservation_impact' KPI.

No War, No Weapons

Moody's Corporation's primary business activities are centered on financial services, and the company explicitly avoids direct or indirect involvement in war and weapon manufacturing. This indicates no revenue from arms or defense contracts, no exposure to controversial weapons, and no defense assets requiring divestment. Moody's has been recognized for its support of veterans and military communities in the UK, receiving a Bronze ranking in the Military Friendly Employer Awards 2025

and the UK Armed Forces Covenant Gold Award in 2021 . These recognitions highlight support for veterans but do not indicate direct involvement in military activities or the arms industry.

Planet-Friendly Business

Moody's procures 100% renewable electricity for its global operations, a status maintained for four consecutive years by 2023.

The company has maintained carbon neutrality since 2019 by mitigating emissions and purchasing verified carbon offsets. Moody's has set a net-zero emissions target for 2040, supported by interim science-based targets including a 50% reduction in Scope 1 and 2 emissions by 2030 from a 2019 baseline, and a 15% reduction in Scope 3 emissions from business travel, employee commuting, and fuel- and energy-related activities by 2025 from a 2019 baseline. The company has already surpassed these interim targets, achieving a 94% reduction in Scope 1 and 2 emissions and a 36% reduction in relevant Scope 3 emissions from the 2019 baseline. In supplier engagement, 54% of supplier spend is covered by science-based targets, progressing towards a 60% target for 2025. Moody's was named to CDP's 2023 Climate Change 'A' List and recognized as a 2023 CDP Supplier Engagement Leader.

Respect for Cultures & Communities

Moody's Foundation has established formal partnerships with 12 distinct nonprofit organizations.

These collaborations focus on empowering small businesses, supporting ecosystem restoration, boosting economic mobility, and providing education and financial services in various regions, including emerging markets, Argentina, Central America, Brazil, New York City, and Hong Kong. Additionally, Moody’s Code of Business Conduct is available in 11 languages, demonstrating efforts towards language inclusivity in its communications.

Safe & Smart Tech

Moody's demonstrates a strong commitment to Safe & Smart Tech. The company has an industry-leading AI ethics program, guided by AI Principles and overseen by an AI Governance Committee, which integrates governance into development processes, classifies AI risks, and provides AI-specific employee education since Spring 2023.

Moody's privacy practices comply with the Global Privacy Recognition for Processors (PRP) System and Moody’s Analytics obtains ISO 27001 and SOC 2 certifications for certain products. Its security training is elite, with an InfoSafe program offering comprehensive security and privacy training to all employees, including annual certifications, continuous education, quarterly phishing tests, targeted tests for high-risk individuals, and specialized training for developers and contractors. Furthermore, the company exhibits a very strong and proactive regulatory compliance program, adhering to GDPR and CCPA, and actively preparing for the EU AI Act and DORA. Moody's also implements industry-standard encryption for business data transmitted wirelessly, across public networks, or stored on laptops, removable media, and transported devices.

Zero Waste & Sustainable Products

Moody's office operations achieved a 34% waste diversion rate in 2024.

The company has made significant progress in reducing single-use plastics, with 85% of employees in offices with sustainable practices having single-use plastics eliminated by 2024. Numerous waste reduction initiatives are in place, including a 91% reduction in office paper usage from a 2019 baseline by 2024 , implementation of centralized waste collection for 83% of employees in relevant offices by 2024 , and special waste collection campaigns in 28 offices. The company has set waste reduction targets, such as maintaining office paper usage below 50% of 2019 levels by 2025 , and phasing out single-use plastics and coffee machines with capsules/sachets by 2025. For suppliers, Moody's aims for 60% of supplier spend to be covered by science-based targets by 2025 , having achieved 54% by 2024. This includes an updated Supplier Code of Conduct , sustainability language in master service agreements , and a partnership with EcoVadis to evaluate and engage over 200 suppliers. No waste disposal violations were reported.