LM Funding America, Inc..
LMFA.US | Other financial service activities, except insurance and pension funding activities, n.e.c.
LM Funding America, Inc. is a specialty finance company that primarily purchases accounts receivable factoring services to community associations (condominium, homeowner's, and cooperative associations) located in the United States. The company provides funding to associations that are facing financ...Show More
Better Health for All
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LM Funding America, Inc. operates in Bitcoin mining and specialty finance, which involves purchasing delinquent accounts from community associations.
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These core business activities do not directly involve health-related products, services, or research. Consequently, the company's operations have no significant positive or negative health impact, and it does not generate revenue from products with direct negative health outcomes. The company's services do not have direct safety implications for physical or mental health, nor do they require considerations for price accessibility, vulnerable population reach, health risk transparency, health innovation investment, health externalities, health equity programs, healthcare workforce support, preventative health measures, healthcare data responsibility, global health crisis response, or mental health initiatives.
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The company is not a pharmaceutical or food company, nor does it conduct clinical trials or engage in health education or addiction mitigation.
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Fair Money & Economic Opportunity
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No evidence available to assess LM Funding America, Inc. on Fair Money & Economic Opportunity.
Fair Pay & Worker Respect
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No public record of labor-law or human-rights violations, regulatory actions, or fines was found in the provided articles for the past three years.
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The company has an employee count ranging from 1 to 50.
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No specific, quantitative evidence was available for living wage coverage, CEO to median pay ratio, collective bargaining, safety incident rates, pay equity, worker engagement, employee turnover, insecure contract share, or health insurance coverage.
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Fair Trade & Ethical Sourcing
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LM Funding America, Inc. is a specialty finance company that primarily purchases accounts receivable factoring services and provides direct lending. The provided SEC filings and Code of Ethics do not contain any quantitative data or specific information relevant to fair trade and ethical sourcing practices.
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Given the company's business model, which does not involve the procurement or trade of physical commodities, a supply chain for physical goods, or upstream labor practices, all KPIs related to fair trade and ethical sourcing are not applicable.
Honest & Fair Business
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The company's Audit Committee is responsible for establishing and reviewing procedures for the confidential, anonymous submission of employee concerns regarding accounting or auditing matters.
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However, there is no explicit evidence of independent investigation processes or specific training programs. All auditing and non-auditing services were 100% pre-approved by the audit committee.
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Four out of seven board members, or 57%, are considered independent directors, but two board members are married, and one is the father of another, indicating related-party ties.
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The company has adopted a code of ethics applicable to all employees and directors, including the CEO and CFO, which emphasizes honest and ethical conduct and prohibits actions to manipulate auditors, but specific details on FCPA compliance, training frequency, or effectiveness metrics are not provided.
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Kind to Animals
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The provided articles contain no data relevant to LMFA.US's performance regarding the 'Kind to Animals' ethical value.
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All articles explicitly state that no information on animal welfare, testing, ethical sourcing, or related ESG metrics is present.
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Therefore, no KPIs can be scored based on the available evidence.
No War, No Weapons
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No evidence available to assess LM Funding America, Inc. on No War, No Weapons.
Planet-Friendly Business
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The provided articles, primarily SEC filings and operational updates focused on financial performance and Bitcoin mining activities, do not contain any specific, concrete data points or metrics related to planet-friendly business practices. There is no information on greenhouse gas emissions (Scope 1, 2, or 3), science-based targets, renewable energy usage, water consumption, green building certifications, waste diversion rates, capital expenditure alignment with sustainable taxonomies, lifecycle impact assessments, recycled material ratios, carbon offsets, climate-positive investments, supply chain climate transparency, biodiversity efforts, deforestation policies, environmental compliance violations, environmental impact assessments, net-zero targets, TCFD alignment, climate scenario analysis, stranded asset transparency, water sourcing from stressed basins, packaging CO2 reduction, climate justice initiatives, just transition programs, or climate adaptation financing.
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Therefore, no KPIs can be scored based on the evidence provided.
Respect for Cultures & Communities
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No evidence available to assess LM Funding America, Inc. on Respect for Cultures & Communities.
Safe & Smart Tech
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LM Funding America, Inc. reported no data breaches or security incidents for the fiscal year ended December 31, 2022.
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Similarly, no incidents of unauthorized data use were reported for the same period.
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The company's privacy policy indicates it collects only necessary contact and demographic information, aligning with standard data minimization practices, though specific retention periods are not detailed.
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The company also makes general statements about compliance with applicable laws and regulations.
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However, the privacy policy is basic and offers minimal user data control, primarily limited to the ability to refuse cookies, which is noted to impact access to specials and promotions.
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Zero Waste & Sustainable Products
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The company's operational updates for June 2025 and Q2 2025 explicitly state that no regulatory actions, violations, fines, or compliance issues were mentioned.
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This indicates no waste disposal violations in the past year.