MASHINIi

Katapult Holdings, Inc..

KPLT.US | Financial leasing

Katapult Holdings, Inc. operates as a technology-driven point-of-sale (POS) payment platform. It focuses on providing lease-purchase options for underserved, non-prime consumers. The company partners with retailers to offer these consumers a way to acquire durable goods, such as furniture, electroni...Show More

Ethical Profile

Mixed.

Katapult Holdings, Inc. receives a mixed ethical rating. The company maintains a formal whistleblower policy and asserts FCPA compliance. However, it faced a financial restatement for 2022, which included a reported $2.3 million decrease in revenue and a $1.0 million increase in depreciation expense due to material misstatements. Critics point to Katapult's lease-to-own model for nonprime consumers as inherently challenging for fair money practices, potentially involving higher APRs and fees. Given its handling of sensitive data from a vulnerable population, robust data protection and responsible AI are also critical areas of focus.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business-40
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

Katapult Holdings operates a technology-driven point-of-sale payment platform offering lease-purchase options for durable goods such as furniture, electronics, and appliances.

1
The company's core products and services are financial in nature, facilitating access to consumer goods, and do not inherently have a direct positive or negative impact on physical or mental health. The business model does not involve health-related products, services, or data, nor does it engage in preventative health measures, health education, or support for the healthcare workforce.
2
There is no evidence to suggest the company's operations generate significant health externalities or that it has specific health equity programs or initiatives related to global health crises.

Fair Money & Economic Opportunity

0

No evidence available to assess Katapult Holdings, Inc. on Fair Money & Economic Opportunity.

Fair Pay & Worker Respect

0

No evidence available to assess Katapult Holdings, Inc. on Fair Pay & Worker Respect.

Fair Trade & Ethical Sourcing

0

No evidence available to assess Katapult Holdings, Inc. on Fair Trade & Ethical Sourcing.

Honest & Fair Business

-40

Katapult Holdings, Inc. has a formal whistleblower policy that includes anonymous reporting procedures via hotline and mail, explicitly stating protection from retaliation.

1
However, there is no evidence regarding independent investigation processes for these reports. The company also has an anti-corruption policy that explicitly states compliance with the FCPA and prohibits gifts to government officials without prior approval, but there is no information on the frequency or effectiveness of training.
2
In the past five years, the company had one financial restatement for the year ended December 31, 2022, due to material misstatements in revenue, sales tax payable, depreciation expense, and property held for lease, resulting in a $2.3 million decrease in revenue and a $1.0 million increase in depreciation expense.
3

Kind to Animals

0

Katapult Holdings, Inc. operates as a technology-driven point-of-sale payment platform, providing lease-purchase options for consumers.

1
As a service-oriented business, its core operations do not involve manufacturing products, animal testing, animal agriculture, or sourcing animal-derived ingredients. Therefore, all KPIs related to cruelty-free certifications, animal testing, humane operations, wildlife conservation, ethical input substitution, supplier audits, cage-free sourcing, animal agriculture ethics, and related R&D or policy engagement are not applicable to the company's direct business model, aligning with the 'N/A' tier for each.

No War, No Weapons

0

No evidence available to assess Katapult Holdings, Inc. on No War, No Weapons.

Planet-Friendly Business

0

No data was found in the provided articles regarding KPLT.US's environmental performance or any specific metrics related to the 'Planet-Friendly Business' ethical value. All articles either explicitly stated no relevant information or indicated that the page was not found.

1

Respect for Cultures & Communities

0

No relevant information regarding KPLT.US or its engagement with cultures and communities was found in the provided articles. led to a parked domain.

1
and discussed Spar Nord Bank's share buyback program, not KPLT.US.
2
therefore no data could be extracted for any of the KPIs.

Safe & Smart Tech

0

No specific, concrete evidence was found in the provided articles to score any of the KPIs for the 'Safe & Smart Tech' ethical value. The articles contained general industry information, risk factors, or details about a lawyer's past work for other clients, but lacked specific data points directly attributable to Katapult Holdings, Inc. regarding data breaches, AI ethics, cybersecurity investment, privacy certifications, security training, encryption, AI audits, algorithmic transparency, unauthorized data use, user data control, authentication security, vulnerability management, bug bounty programs, privacy by design, security testing, data minimization, regulatory compliance related to privacy, algorithmic harm remediation, or digital rights advocacy.

1

Zero Waste & Sustainable Products

0

No evidence available to assess Katapult Holdings, Inc. on Zero Waste & Sustainable Products.

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.