HYPOPORT SE.
HYQ.XETRA | Other activities auxiliary to financial service activities
HYPOPORT SE operates as a financial product distributor in Germany. It operates a B2B financial marketplace, Europace, which connects independent mortgage brokers, insurance agents, and financial advisors with product suppliers. The company's platform enables its partners to compare, distribute, and...Show More
Better Health for All
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HYPOPORT SE, a financial services company, has no significant direct positive or negative health impact from its principal goods and services. The company reports 0.00% of its revenue from products with established negative health outcomes.
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Its operations generate positive health externalities by reducing greenhouse gas emissions through energy efficiency programs, the use of sustainable energy sources, and digitalization.
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Fair Money & Economic Opportunity
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No explicit, concrete data points were found in the provided articles for HYPOPORT SE regarding its performance on fair money and economic opportunity. Information related to other companies (IKB)
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, general statements of commitment without specific, measurable actions or outcomes for HYPOPORT SE's customers, or data not directly aligning with the KPI definitions were not considered relevant evidence for scoring.
Fair Pay & Worker Respect
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No quantitative data was provided in the articles for any of the KPIs related to Fair Pay & Worker Respect for HYQ.XETRA (HYPOPORT SE). Information regarding living wage coverage, CEO-median pay ratio, collective bargaining share, safety incident rate, pay equity ratio, worker engagement score, turnover rate, labor violation incidents, insecure contract share, or health insurance coverage was not found in the provided evidence.
Fair Trade & Ethical Sourcing
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The company reports no known human rights abuses requiring remedial action, indicating zero substantiated forced or child labour findings.
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A Supplier Code of Conduct is in place, which defines specific requirements for suppliers in environmental, social, and governance areas.
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Given the absence of known human rights abuses, no remediation processes are currently required.
Honest & Fair Business
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Hypoport has an anti-corruption policy, including a Benefits & Gifts Policy, and explicitly states it does not tolerate corruption.
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However, the available information does not provide clear guidance on specific gift thresholds or facilitation payments. The company reported one financial restatement in its Q3/25 report, adjusting Q3/24 figures due to revenue reclassification from a joint venture and corrected revenue allocation.
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This averages to 0.2 restatements per year over the past five years. Hypoport SE also maintains a central whistleblower system, accessible digitally via a 'Hintbox,' in writing, by telephone, and email.
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This system is available to employees, business partners, customers, and other third parties, allowing for anonymous or confidential reporting.
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It covers violations of the Whistleblower Protection Act (HinSchG), other relevant laws, the Hypoport Group's Code of Conduct, internal policies, and human rights and environmental risks under the German Act on Corporate Due Diligence Obligations in Supply Chains (LkSG).
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Kind to Animals
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HYPOPORT SE operates as a financial product distributor.
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The company has "No Animal Testing" as a product or activity.
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Given its service-oriented business model, the company does not engage in animal husbandry, animal agriculture, or the production of physical goods requiring animal testing or animal-derived ingredients. Therefore, all animal welfare metrics are not applicable to its operations.
No War, No Weapons
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Hypoport SE operates as a financial product distributor and technology platform provider for the credit, housing, and insurance industries in Germany.
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Its core business model does not involve arms manufacturing, military contracts, or conflict facilitation. The company explicitly states it does not donate to lobbying organizations.
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Therefore, Hypoport SE has no defense or arms-related activities, no dual-use technology, no sales to embargoed regimes, no assets in conflict-exposed sectors, no defense business to oversee, no exports requiring end-user certificates, no AI systems with military uses, no dual-use portfolio, no surveillance or intelligence activities, no weapons red lines needed, and no exposure to any weapons. Furthermore, no war-risk audits are required, there are no conflict-linked partners, no defense assets to divest, no mineral inputs, no applicable peace or military technology development, and no procurement from conflict zones. No known human rights abuses or corruption violations were reported in 2023 or 2024.
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Planet-Friendly Business
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Hypoport SE sources virtually all its operational energy from carbon-neutral hydro-electric or wind power plants.
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The company reported total greenhouse gas emissions of 3,153.69 tCO₂e in 2024, with Scope 1 and 2 emissions detailed, but no specific figures for Scope 3.
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In 2024, 26% of its capital expenditure was aligned with the EU Sustainable Taxonomy.
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The company reported no environmental compliance violations in either 2023 or 2024.
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However, no net-zero target year is stated, and no specific TCFD alignment details are provided.
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Respect for Cultures & Communities
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HYPOPORT SE operates as a financial product distributor with a B2B marketplace, a business model that generally does not involve direct interactions with local communities or indigenous populations in a way that would impact cultural contexts or sites. Consequently, there are no reported cultural appropriation incidents, nor is there a specific cultural impact assessment protocol, FPIC processes, or cultural site protection measures, as these are not applicable to the company's operations. Similarly, the company does not track indigenous suppliers, have community representation in governance, or allocate specific funds for cultural preservation or community development, as these concepts are not applicable to its business model. While a digital whistleblowing system exists for general misconduct, there is no specific cultural incident response framework, as such incidents are not applicable to the company's operations.
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Safe & Smart Tech
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The company holds ISAE 3402 type II certification, and its subservice organization Quaere is certified ISO 27001:2017.
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Personal data is processed only where absolutely necessary; IP addresses are anonymized after seven days, and log files are stored for 30 days before anonymization.
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Social media services may store data for up to 250 days, and Google Analytics cookies last 14 months.
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Newsletter registration data is kept until the user unsubscribes.
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The company states compliance with GDPR, NIS2, and statutory obligations for preventing money laundering and terrorist financing, and is addressing the Digital Operational Resilience Act (DORA), with compliance expected by the end of 2024.
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Employee training and awareness programs are in place, with ongoing information and regular internal data protection and IT security training expected.
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Personal data is secured using Transport Layer Security (TLS) encryption.
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Users have rights to access, correct, erase, restrict processing, and data portability.
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Daily vulnerability scans are implemented within the source code.
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Zero Waste & Sustainable Products
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Hypoport SE has implemented two waste reduction initiatives.
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The company has achieved a significant reduction in paper consumption through digitalization
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and has reduced bottled water use by installing Quooker systems.
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