Citizens Community Bancorp, Inc..
CZWI.US | Other monetary intermediation
Citizens Community Bancorp, Inc. operates as the holding company for Citizens Community Federal N.A. which provides various banking products and services to individuals, families, and businesses in Wisconsin, Minnesota, and Michigan. The company offers deposit products, including checking, savings, ...Show More
Better Health for All
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Citizens Community Bancorp (CZWI.US) is a bank, and its core products and services have no significant direct positive or negative health impact. Consequently, its business model does not involve health-related products requiring safety records, price accessibility, risk transparency, health data management, clinical trials, or addiction mitigation. The company does not engage in preventative health or treatment activities, hold healthcare-related patents, or produce food/nutritional products. Its operations are not directly relevant to healthcare workforce development, health education, or global health crisis response. In February 2025, CZWI.US announced $500,000 in grants to mental health and well-being organizations, including $450,000 to nonprofits and $50,000 to NAMI.
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The company's total assets are $217.5 billion.
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This grant amount represents approximately 0.00023% of its total assets, which falls below the 0.5% threshold for positive scoring in mental health initiatives.
Fair Money & Economic Opportunity
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No evidence available to assess Citizens Community Bancorp, Inc. on Fair Money & Economic Opportunity.
Fair Pay & Worker Respect
20
For 2024, the CEO to median employee pay ratio was 14:1.
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In 2023, the employee engagement score was 87.4%, which is higher than the bank and credit union average of 71.5%.
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As of its 2021 annual report, the company reported 0% unionized employees.
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There is no public record of labor-law or human-rights violations in the past three years. The company offers comprehensive health, dental, and vision insurance, including an HSA with company contributions, and provides paid parental leave, but the percentage of the workforce covered is not specified.
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Fair Trade & Ethical Sourcing
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Citizens Community Bancorp, Inc. operates as a financial institution, and the provided articles do not contain any specific data points related to fair trade or ethical sourcing practices for the company. The KPIs under this value are primarily designed for companies that procure or trade physical commodities with complex supply chains. No evidence was found regarding fair-trade certifications, supplier audit frequencies, forced or child labor incidents, supply chain traceability, remediation speed for violations, ethical clauses in supplier contracts, spend on high-risk materials, or supplier diversity spend.
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One article discusses a supplier diversity initiative, but explicitly states it is not specific to CZWI.US.
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Honest & Fair Business
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The company's Code of Ethics explicitly addresses conflicts of interest, gifts and entertainment (including the Bank Bribery Act), dealing with government officials, and the Foreign Corrupt Practices Act, indicating an FCPA-compliant policy.
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However, there is no evidence regarding the frequency of training or effectiveness metrics for this policy. The company also provides a formal whistleblower hotline through a third-party vendor (Red Flag Reporting), and its policy explicitly states no retaliation for good faith reports, including anonymous ones.
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Kind to Animals
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Citizens Community Bancorp, Inc. (CZWI.US) operates as a financial services company, providing banking products and services. Its core business model does not involve activities such as manufacturing products, animal testing, animal husbandry, sourcing animal-derived ingredients, or direct impact on wildlife habitats. While the company provides agricultural loans, there is no specific evidence to indicate these loans are directed towards factory farming or have any documented impact on animal welfare or conservation.
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Therefore, all KPIs related to cruelty-free certification, alternative testing, humane operations, wildlife conservation, ethical input substitution, supplier audits, cage-free sourcing, animal testing policies and volume, innovation in animal-free technologies, animal agriculture ethics, and animal welfare policy engagement are not applicable to the company's operations based on the provided articles.
No War, No Weapons
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Citizens Community Bancorp, Inc. (CZWI) is a community bank focused on financial services.
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The provided articles consistently state that the company is not a defense contractor, is not involved in R&D, international trade, or exports, and does not have operations in conflict regions.
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Therefore, all KPIs related to arms, defense, dual-use technology, sales to embargoed regimes, peacebuilding, conflict divestment, board oversight of defense, export certifications, lobbying on arms control, humanitarian procurement, human rights due diligence in conflict areas, Arms Trade Treaty compliance, AI military safeguards, UN Guiding Principles alignment, dual-use item screening, surveillance, ethical red lines for weapons, exposure to controversial weapons, war-risk audits, conflict partner reviews, defense divestment, conflict minerals, peace technology investment, and conflict zone procurement are not applicable to its core business model.
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Planet-Friendly Business
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No specific, concrete data points were found in the provided articles to assess CZWI.US against any of the Planet-Friendly Business KPIs.
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All articles either explicitly state 'data_missing: true' for the relevant KPIs or provide general information without specific environmental performance metrics for the company.
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Respect for Cultures & Communities
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No specific, concrete evidence was found in the provided articles that directly addresses any of the KPIs for the ethical value 'Respect for Cultures & Communities' for CZWI.US (Citizens Community Bancorp, Inc.). The articles either pertain to different entities (e.g., Citizens Financial Group, Citizens Bank & Trust), discuss general industry trends, or focus on financial performance without relevant community or cultural data for CZWI.US. While one article mentions Citizens Bank (CZWI.US) earning a 'Best Place to Work for LGBTQ+ Equality' rating, this is an internal diversity recognition and does not provide quantitative data for any of the specified external community or cultural engagement KPIs.
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Safe & Smart Tech
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The company reported no material cybersecurity incidents as of March 13, 2025.
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Its Cybersecurity Program (CSP) is designed to assess and mitigate threats through an intelligence lifecycle, including threat modeling, and control testing is utilized to identify gaps and develop remediation plans.
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The CSP is assessed periodically through risk assessments, assurance testing, and independent audits, with external organizations engaged to assess the CSP and test perimeter defenses.
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The company conducts vulnerability scans.
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Employees are required to abide by cybersecurity and data protection policies, and annual training on cybersecurity and information security awareness is conducted.
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The company is subject to examinations by federal banking regulators and is required to notify its primary banking regulator within 36 hours of computer-security incidents that materially disrupt or degrade banking operations or services.
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The SEC also requires disclosure of material cybersecurity incidents on Form 8-K.
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Zero Waste & Sustainable Products
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No specific, concrete data points for Citizens Community Bancorp, Inc. (CZWI.US) related to waste management or sustainable products were found in the provided articles.
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All articles refer to either Fifth Third or Citizens Financial Group, which are distinct entities from CZWI.US.
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