Civista Bancshares, Inc..
CIVB.US | Other monetary intermediation
Civista Bancshares, Inc. is a financial holding company headquartered in Sandusky, Ohio. Through its subsidiary, Civista Bank, the company provides a range of banking and financial services to individuals and businesses. These services include deposit accounts (checking, savings, money market), loan...Show More
Better Health for All
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No evidence was found in the provided article to assess Civista Bancshares, Inc. against the 'Better Health for All' ethical value.
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The article focuses on the company's physician loan program, which is a financial service, and explicitly states that no data relevant to health outcomes or the specified metrics is present.
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Fair Money & Economic Opportunity
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No evidence available to assess Civista Bancshares, Inc. on Fair Money & Economic Opportunity.
Fair Pay & Worker Respect
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In 2024, the company's CEO total compensation to median employee compensation ratio was 37:1.
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Voluntary employee turnover was 18%.
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The company offers a range of employee benefits, including two health plans, dental and vision insurance, group term life insurance, short-term and long-term disability insurance, and a 401(k) plan with matching contributions.
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An annual employee engagement survey in 2024 saw over 85% participation.
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The company has been recognized as a 'Best Bank to Work For' for 10 years and a 'Best Employer in Ohio' for 13 consecutive years.
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Fair Trade & Ethical Sourcing
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Civista Bancshares, Inc. is a financial holding company providing banking and financial services. The nature of its business means it does not procure or trade physical commodities, nor does it have a supply chain involving upstream labor practices or high-risk materials in the traditional sense. Therefore, the KPIs related to fair-trade certification, supplier audits for welfare/sourcing, forced/child labor incidents, supply chain traceability, remediation processes for sourcing violations, ethical sourcing clauses in supplier contracts, and spend on high-risk materials are not applicable to its operations.
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Honest & Fair Business
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No evidence available to assess Civista Bancshares, Inc. on Honest & Fair Business.
Kind to Animals
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Civista Bancshares, Inc. is a financial services company, and its core operations do not involve activities related to animal welfare.
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All metrics concerning cruelty-free certification, animal testing, humane operations, wildlife conservation, animal-derived inputs, supplier audits, cage-free sourcing, animal agriculture ethics, and related R&D or policy engagement are explicitly noted as "Not applicable" in the provided evidence.
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This indicates no direct involvement in product manufacturing, animal testing, animal husbandry, or sourcing of animal-derived materials.
No War, No Weapons
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No evidence available to assess Civista Bancshares, Inc. on No War, No Weapons.
Planet-Friendly Business
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The company has undertaken multi-year efforts to design and retrofit buildings for energy efficiency, including new HVAC systems, LED lighting, reflective roof membranes, and high-efficiency windows.
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It has also expanded online banking services and paperless electronic statements to reduce reliance on raw materials.
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The company recycled 249,600 pounds of paper in 2020, 239,200 pounds in 2021, 240,000 pounds in 2022, 267,000 pounds in 2023, and 271,000 pounds in 2024.
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An Environmental Risk Policy is implemented for commercial loan transactions secured by real estate, involving environmental site inspections and surveys to assess risks.
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However, no specific quantitative data on total greenhouse gas emissions, renewable energy percentage, water usage, waste diversion rates, green building certifications, or climate targets are provided.
Respect for Cultures & Communities
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The provided articles detail various community engagement activities, including significant community development loans, investments, and corporate donations. For example, Civista Bank provided $52,547,715 in community development loans in 2024 and $54,453,000 in 2023.
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Total corporate donations from 2019-2024 amounted to $1,527,995.24, with additional donations to United Way and the Civista Charitable Foundation.
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However, the articles do not provide specific quantitative data points that directly align with the defined KPIs for 'Respect for Cultures & Communities,' such as percentages of revenue reinvested in local community development, formal partnerships with indigenous groups, cultural impact assessment protocols, or community representation on governance bodies. Therefore, no KPIs can be scored based on the provided rubric and evidence.
Safe & Smart Tech
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Civista Bank states it adheres to federal and state regulations.
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, including the Equal Credit Opportunity Act (ECOA),
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and is subject to the Bank Holding Company Act, Federal Reserve System requirements, and the Dodd-Frank Act.
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The bank also conducts regular audits to ensure compliance with data protection regulations and industry best practices.
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Zero Waste & Sustainable Products
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The provided articles focus on the company's financial restructuring, specifically the name change of Vision Financial Group Inc. to Civista Leasing & Finance, a division of Civista Bank.
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Neither article contains any specific data, initiatives, or metrics related to waste diversion rates, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design, waste reduction initiatives, hazardous waste management, product durability, repairability, waste audit frequency, zero waste certification, waste disposal violations, material efficiency, packaging-to-product ratio, waste reduction targets, supplier waste requirements, or customer waste education.
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Therefore, there is no evidence to score any of the KPIs for Zero Waste & Sustainable Products.