Fair Money & Economic Opportunity

CHS Inc. is an integrated agricultural company that offers business solutions including insurance, financial, and risk management services, primarily for farmers, ranchers, and cooperatives.

CHS Capital provides commercial financing with a base rate of 8.60% and producer financing with a base rate of 9.65%, both as of December 2, 2024. While the company engages in significant community support, such as the CHS Foundation awarding $1 million for diversity and inclusion initiatives impacting over 10,000 students, and $1.3 million in cooperative education grants to 35 organizations, these initiatives are not quantified as a share of its loan or insurance book. The provided articles do not offer sufficient data to assess the company's performance against the 'Fair Money & Economic Opportunity' value. Specifically, there is no information on the percentage of underserved clients served by its financial services, no comparison of its pricing to market medians, and no details on revenue from high-cost products. Furthermore, the articles lack data on customer financial outcomes, profit reinvestment in community finance, the extent and impact of financial literacy programs, customer debt burden ratios, the complexity of its financial products, or the geographic coverage of its financial service access points. Therefore, no KPIs can be scored based on the provided evidence.

Fair Pay & Worker Respect

In 2024, the CEO-to-median-employee pay ratio was 183:1, with the CEO's total compensation at $15,775,064 and the median employee pay at $86,345.

This data was extracted from the company's 2024 proxy statement filed with the SEC.

Fair Trade & Ethical Sourcing

No specific, quantitative data points were found in the provided articles for any of the KPIs related to Fair Trade & Ethical Sourcing. The articles consist of job postings

and a general overview of supplier relationships and code of conduct , none of which contain measurable evidence for fair trade certification, audit frequency, forced/child labor incidents, traceability, remediation speed, ethical clause coverage, materials risk, or supplier diversity spend.

Honest & Fair Business

In the past three years (2023-2025), CHS Inc. and its subsidiaries incurred approximately $700,774 in regulatory fines, including $650,000 from the CFTC for an investor protection violation by CHS Hedging, LLC in 2024, and various OSHA and EPA violations.

The company restated its 2017 net revenue, an overstatement of 44%, and restated pretax profit for 2014-2018, an overstatement of $190 million, due to a rogue employee's fraudulent manipulation of freight contracts and insufficient internal accounting controls, leading to an SEC settlement in 2022. CHS has a Code of Ethics for all directors, officers, and employees, and is subject to anti-corruption laws including the FCPA. A CHS Helpline (ethicspoint.com) is available for reporting concerns, with a commitment to confidentiality and corrective action for business partners. The company engages third-party consultants, legal advisors, and audit firms to evaluate risk management systems and assess cybersecurity threats.

Kind to Animals

CHS is an integrated agricultural company involved in animal nutrition products, producing feeds for various livestock and pets.

The company's business partners involved in producing animal or food products are required to comply with all applicable laws governing production, labeling, storage, sale, and distribution to ensure product safety and integrity. Partners are also expected to minimize the use of harmful substances and adopt safe alternatives consistent with industry best practices. CHS joined the iFEEDER Sustainability Road Map Project in 2023 to help implement animal feed objectives, with its personnel serving on the iFEEDER board of trustees. This project focuses on aligning data measurement, reporting, and verification, improving life cycle assessments, and assessing environmental benefits of innovations for the animal food industry. CHS is a funder of this project. If a business partner violates the company's code, CHS may require corrective action, implement a remediation plan, or suspend or terminate the business relationship.

No War, No Weapons

No specific, concrete evidence was found in the provided articles to assess CHS Inc. against the 'No War, No Weapons' ethical value. The articles discuss general lobbying expenditures

, supplier codes of conduct , and community volunteering , but none provide explicit data points regarding revenue from arms contracts , dual-use technology R&D , sales to embargoed regimes , peacebuilding investments , conflict divestment policies , board oversight of defense , export end-user certificates , lobbying on arms control , humanitarian procurement compliance , human rights due diligence frequency in conflict areas , Arms Trade Treaty compliance , AI military safeguards , UN Guiding Principles alignment , dual-use item screening , surveillance transparency , codified ethical red lines , exposure to controversial weapons , war-risk audit results , annual conflict partner reviews , defense divestment , conflict minerals percentage , peace technology investment , procurement from conflict zones , or ethical red lines compliance rate .

Planet-Friendly Business

CHS reported Scope 1 and 2 greenhouse gas emissions of 3,187,869 tCO₂e for fiscal year 2024, with Scope 3 emissions excluded.

The company is working to minimize deforestation risk in Brazil through investment in traceability infrastructure, such as satellite-based crop monitoring technology, and participates in sector initiatives and associations in Brazil. CHS has faced numerous environmental compliance violations, including a $69,300 fine in the past month for repeated failures involving toxic wastewater discharge into the Yellowstone River, 11 whole effluent toxicity (WET) test failures in the past two years, and 32 out of 44 routine tests failing from June 2021 to January 2025. The company was also fined $177,950 in 2017 for Clean Air Act violations. CHS integrates climate impact assessments into capital expenditure and planning processes, requiring a carbon impact assessment for all major projects that reach a key development stage. The company provided a $1 million grant to support the 4-H True Leaders in Equity Institute. CHS has opened a new state-of-the-art facility to test crop protection solutions and other agronomy products across a range of simulated conditions to improve crop resiliency. CHS joined the iFEEDER Sustainability Road Map Project to help implement animal feed objectives identified in the first project phase around data and information management, sustainability research, life cycle assessments, and educational resources and training.

Respect for Cultures & Communities

CHS provided inclusion and diversity training for nearly 20% of its workforce in FY2022, which includes people leaders and human resources professionals.

This percentage falls within the 20-40% tier for employees completing cultural sensitivity training.

Safe & Smart Tech

CHS Inc. provides procedures for data access and deletion requests, with a response time of 45 calendar days for requests to know, correct, or delete personal information.

For data access requests under GDPR, the response time is 2 months, extendable by 1 month. The company's privacy notice also states compliance with relevant privacy regulations, including GDPR and CCPA, across various jurisdictions.

Zero Waste & Sustainable Products

Based on the provided articles, there is insufficient evidence to assess CHS Inc.'s alignment with the value of Zero Waste & Sustainable Products. While the 2024 sustainability report is mentioned, the summaries do not provide quantitative data on waste diversion rates, product recyclability, packaging sustainability, or other relevant metrics

, , . The articles primarily focus on regulatory penalties, sustainability initiatives, and financial performance, but lack specific information on waste management practices , , . Given the company's involvement in petroleum refining, a business model inherently in conflict with zero waste principles, a score above 0 would require substantial evidence of transformative initiatives, which is currently absent. Without concrete data, a neutral score is most appropriate. Missing information includes specific waste reduction targets, waste diversion rates, and details on sustainable packaging initiatives.