MASHINIi

Bogota Financial Corp..

BSBK.US | Other monetary intermediation

Bogota Financial Corp. operates as the holding company for Bogota Savings Bank that provides various banking products and services to individuals and businesses in New Jersey. It accepts various deposit products, including savings, checking, and money market accounts, as well as certificates of depo...Show More

Ethical Profile

Mixed.

Not enough information to create an ethical profile.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business-60
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech-20
-100100
Zero Waste & Sustainable Products-20
-100100

Better Health for All

0

The provided articles do not contain specific, quantifiable evidence to assess Bogota Financial Corp. against any of the 'Better Health for All' KPIs. While discusses the Community Reinvestment Act (CRA) and its general connection to improving health outcomes in low- and moderate-income communities.

1
It does not provide specific data or actions attributable to Bogota Financial Corp. related to health. confirms that Bogota Savings Bank has 2024 CRA Public Filings.
2
But these filings are not detailed in a way that allows for scoring against health-related KPIs. Therefore, all KPIs must be omitted due to a lack of direct, specific evidence.

Fair Money & Economic Opportunity

0

No specific, concrete data points were found in the provided articles to assess Bogota Financial Corp. against any of the KPIs for Fair Money & Economic Opportunity. The articles primarily contain financial performance metrics and general company information, but lack details on customer demographics, loan pricing fairness, revenue sources from high-cost products, inclusion initiatives, data accessibility, fair lending compliance, wealth-building outcomes, profit reinvestment in communities, financial literacy programs, customer debt burden ratios, geographic inclusion in underserved areas, or product simplicity metrics.

1

Fair Pay & Worker Respect

0

The provided articles indicate that no regulatory actions, violations, fines, or compliance issues related to labor practices are mentioned.

1
However, no specific, scorable evidence was found for living wage coverage, CEO-median pay ratio, collective bargaining share, safety incident rate, pay equity ratio, worker engagement score, turnover rate, insecure contract share, or health insurance coverage.
2

Fair Trade & Ethical Sourcing

0

Bogota Financial Corp. operates as a bank, providing financial products and services. Its core business does not involve the procurement or trading of physical commodities, nor does it have a supply chain that typically requires fair-trade certifications, sourcing audits, or mapping for provenance of physical goods. Therefore, KPIs related to fair-trade certified spend, supplier audit frequency, exposure to upstream labour practices, supply chain traceability, remediation processes for sourcing violations, ethical sourcing clauses in contracts, and high-risk material sourcing are not applicable to its business model. No evidence was found in the provided articles for any other KPIs.

1

Honest & Fair Business

0

No specific, concrete data points were found in the provided articles to assess Bogota Financial Corp. against any of the 'Honest & Fair Business' KPIs. The articles explicitly state that information regarding regulatory fines, transparency index scores, whistleblower policies, financial restatements, audit coverage, ESG controversy scores, complaint resolution times, board conflict-free percentages, anti-corruption policies, or third-party verification is not mentioned or available.

1

Kind to Animals

0

Bogota Financial Corp. (BSBK.US) is a financial institution. The provided articles discuss animal welfare policies and scores for financial institutions in general, often highlighting that many U.S. banks received low or zero scores in animal welfare assessments due to a lack of public policies.

1
However, none of the articles provide specific, concrete data points or mention BSBK.US directly in relation to any of the 'Kind to Animals' KPIs.
2
The articles explicitly state that no data is available for BSBK.US.
3
Therefore, no KPIs can be scored based on the provided information.

No War, No Weapons

0

The provided articles, including a financial report and corporate website information, consistently indicate that Bogota Financial Corp. operates as a bank.

1
For all KPIs related to the 'No War, No Weapons' value, the articles explicitly state 'Not applicable' or 'N/A', clarifying that the company's core business does not involve activities such as defense contracting, technology development, exporting, or procurement of materials relevant to conflict zones.
2
As no specific, concrete data points are provided to measure performance against the rubric's quantitative thresholds, all KPIs must be omitted.

Planet-Friendly Business

-60

In 2024, the company's total Scope 1, 2, and 3 greenhouse gas emissions were 47,200 metric tons CO2 equivalent.

1
While Scope 1 emissions decreased by 28% in 2024, Scope 2 emissions increased by 58% due to a change in the national GHG emission factor.
2
The company has been carbon neutral for Scope 1 and 2 emissions since 2021, holding a Carbon Neutral Certification from ICONTEC.
3
It has committed to net-zero emissions by 2050 or sooner as a member of the Net Zero Banking Alliance, with interim targets for 2030 for high-emission sectors, but these targets are still under development.
4
In 2024, 5.6% of total energy consumption came from renewable sources.
5
The company reported no environmental compliance violations, sanctions, or fines in 2024.
6
Five of its offices have LEED certification, and its main office has Zero Waste Certification.
7
The company has embraced TCFD recommendations since 2022.
8
The bank has policies to limit financing of activities with high deforestation risk, but specific implementation details are not provided.
9

Respect for Cultures & Communities

0

No evidence available to assess Bogota Financial Corp. on Respect for Cultures & Communities.

Safe & Smart Tech

-20

The company limits data collection to what is necessary for business operations.

1
It adheres to Federal law regarding account opening and aligns with regulatory guidelines.
2
Online transactions are processed through a secure site, but email transmissions are explicitly stated as not secure, indicating inconsistent implementation across communication channels.
3

Zero Waste & Sustainable Products

-20

The company has no mentioned regulatory actions, violations, fines, or compliance issues, which includes waste disposal violations.

1
This indicates exemplary compliance regarding waste disposal.

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.