Better Health for All

Assurant's principal goods and services, such as insurance and protection plans for mobile devices, homes, and vehicles, have no significant direct positive or negative health impact, and the company generates no revenue from products with well-established negative health outcomes. The company demonstrates significant positive health externalities through its mobile trade-in programs, which in 2024 circumvented over 3,800 metric tons of e-waste from landfills

and avoided approximately 1 million metric tons of CO2 emissions. Assurant also committed $60,000 to plant 75,000 trees in areas affected by California wildfires. For healthcare data responsibility, Assurant exhibits industry-leading practices, including APEC Cross-Border Privacy Rules recertification in 2024 , 99% completion of data privacy training by required employees in 2024 , and 216 information security audits completed in 2024. The company reported no material information security breaches in 2020 , and while some incidents have resulted in data loss, they have not had a material adverse effect on business or operations as of 2024. Assurant provides comprehensive mental health programs for its global employees and their families, including a Global Employee Assistance Plan , free access to the Headspace App , virtual counseling, and mental health awareness training. These initiatives have shown favorable trends against industry benchmarks in employee engagement surveys.

Fair Money & Economic Opportunity

Assurant Inc. is primarily a provider of insurance products and related services, not a direct consumer lender. Multiple articles (0, 1, 2, 3, 4, 5, 6) consistently report no specific regulatory actions, violations, or fines related to lending compliance.

This aligns with the company not being regulated as a lender, thus having no fair-lending history to evaluate.

Fair Pay & Worker Respect

Assurant's 2023 review of base pay for 90% of its workforce in the U.S., U.K., Argentina, and Canada found no evidence of systemic pay equity issues across demographic groups for substantially similar roles

. Pay transparency, including base salary ranges, was introduced in North America in 2023 . The company's global voluntary turnover rate was 15% in 2023 . Employee engagement, measured by eNPS, was 53 in 2024, an increase from 44 in 2023 and 37 in 2022 . The company's 2024 sustainability report stated no specific regulatory actions, violations, fines, or compliance issues related to Fair Pay & Worker Respect were mentioned .

Fair Trade & Ethical Sourcing

Assurant Inc. operates as a global provider of risk management solutions and insurance products, primarily in the housing and lifestyle markets. As a company in the insurance sector, it does not procure or trade physical commodities or raw materials, meaning it has no material sourcing of at-risk inputs. Assurant published a Supplier Code of Conduct in November 2023, outlining expectations for suppliers regarding labor practices, human rights, and ethical conduct.

The company was recognized by Ethisphere as one of the World's Most Ethical Companies for consecutive years in 2024 and 2025. In 2023, Assurant's Supplier Diversity & Inclusion program awarded $115 million to diverse suppliers, an increase from $66 million in 2021.

Honest & Fair Business

Assurant has a Sustainalytics ESG controversy level of 0.9, placing it in the 'Low' controversy category.

The company incurred a $3.5 million civil penalty in an SEC settlement related to accounting for a reinsurance recovery. Assurant maintains a zero-tolerance policy towards bribery and corruption, adhering to all applicable anti-corruption and anti-bribery laws, though specific details on training frequency or effectiveness metrics are not provided. The company also provides multiple channels for employees to report concerns, including an Ethics and Compliance Helpline, but there is no evidence regarding independent investigation processes for these reports.

Kind to Animals

Assurant Inc. operates in the risk management and insurance sector, a business model that does not typically involve animal testing, animal-derived products, or animal agriculture. The provided articles, including the company's 2024 Sustainability Report, focus on general ESG initiatives such as circular economy practices, GHG emission reductions, and supplier diversity

. However, the articles explicitly state that no specific data is provided on animal testing policies, certifications, or animal-derived ingredient replacements for Assurant Inc. or Kind to Animals . Consequently, no specific, concrete data points are available to score any of the KPIs under the 'Kind to Animals' value.

No War, No Weapons

Assurant Inc. is not involved in military contracts, arms manufacturing, or activities related to the military-industrial complex, focusing instead on insurance products.

The company has no active peace-building or anti-war initiatives identified. Its lobbying expenditures in 2023, totaling $740,000, were primarily in the insurance industry, with no evidence of supporting or opposing arms control. Consequently, Assurant has no exposure to controversial or banned weapons and no defense-related assets to divest.

Planet-Friendly Business

Assurant's total Scope 1, 2, and 3 GHG emissions in 2023 were 2,761,048 tCO2e.

The company reduced its Scope 1 and 2 GHG emissions by 9.5% year-over-year from 2022 to 2023. Assurant has committed to reducing its Scope 1 and 2 GHG emissions by 40% by 2030 from a 2021 baseline, stating this goal aligns with the Science-Based Targets initiative. However, there is no evidence that these targets are SBTi-validated. The company reported 0% renewable energy consumption in 2023. No specific environmental compliance violations were mentioned in the provided reports.

Respect for Cultures & Communities

The provided articles primarily focus on Assurant's broader Diversity, Equity, and Inclusion (DEI) initiatives, internal workforce diversity, and general charitable giving. There are no reported cultural appropriation incidents, and the company's business model does not inherently involve activities typically associated with such incidents. While information on contracts awarded to diverse suppliers is available ($115 million in 2023), this data does not specify the proportion of procurement from local or indigenous suppliers, nor does it provide a count of indigenous or minority-owned suppliers.

Total charitable giving is also mentioned ($3.8 million in 2024 , $2.7 million in 2023 ), but there is no specific allocation to cultural heritage organizations or local community development as a percentage of revenue. No concrete evidence is available regarding formal partnerships with indigenous or local community groups, cultural impact assessment protocols, or specific grievance mechanisms for community concerns.

Safe & Smart Tech

Assurant reported no material information security breaches in 2023.

The company has established guidelines and clear responsibilities for ethical AI, emphasizing transparency, bias reduction, data protection, and model validation. In 2023, 95% of required employees completed mandatory information security training, including new hire onboarding and annual refreshers, with attestation. Assurant was re-certified under the Asia-Pacific Economic Cooperation (APEC) Cross-Border Privacy Rules (CBPR) in 2023, and its privacy practices comply with this system. Furthermore, Privacy by Design processes are applied to solution development.

Zero Waste & Sustainable Products

Assurant's mobile device trade-in and refurbishment programs have repurposed over 160 million devices since 2009, diverting approximately 32,000 metric tons of electronic waste from landfills and avoiding around 8.4 million metric tons of CO₂ emissions.

In 2022 alone, these efforts extended the lifespan of over 22 million devices, diverting over 4,000 metric tons of e-waste. The company also introduced the CarbonIQ solution in 2024 to track connected devices' carbon footprint throughout their lifecycle. Furthermore, in June 2024, Assurant's European Device Care Centre in the UK adopted 100% biodegradable packaging materials, eliminating single-use plastics. Assurant has been recognized as a global leader in mobile device trade-in and named one of America's Greenest Companies 2024 by Newsweek.